McHenry County property record for 2010 Stone Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,110 sqft · built 2020 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | Owner Name on File |
| Last Sale | $552,500 (Mar 2008) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-376-016 |
| Primary APN | 15-08-376-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,110 sqft Living Area |
| Gross Area | 2,559 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 34,412 sqft (0.789 acres) |
| Garage Type | Attached |
| Garage Area | 144 sqft |
| Deck Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2010 STONE DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2008R0018117 LT 4 CLEARWATER SUB |
| Legal Range | 09E |
| Legal Township | 44N |
| Legal Section | 08 |
| Legal Subdivision | CLEARWATER |
| Legal Lot Number | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 870811 |
Source: McHenry County assessment roll, APN 15-08-376-016, as of January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2010 STONE DR, MCHENRY, IL 60051-8811 |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jan 03, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2008 · Amount on Record |
| Deed Sale | Mar 28, 2008 · Amount on Record |
| Prior Sale | Mar 28, 2008 · Amount on Record |
| Deed Document Number | 2008R0018117 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2010 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2010 STONE DR, MCHENRY, IL 60051-8811 |
| Document Number | 0000000578 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 2026R0000578 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2010 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000178 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 2020R0000178 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 09, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2010 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042572 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020R0042572 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 2% |
| Max Rate | 18% |
Source: McHenry County assessment roll as of January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $195,644 Land $57,719 Building $137,925 | $586,932 Land $173,157 Building $413,775 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118708111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 24 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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