McHenry County property record for 1917 Stone Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,879 sqft · built 2004 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (May 2007) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2017 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 15-08-376-006 |
| Primary APN | 15-08-376-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,879 sqft Living Area |
| 1st Floor Area | 2,389 sqft |
| Basement Area | 1,930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 334 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Street Address | 1917 STONE DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0019232 LT 16 CLEARWATER SUB MEMO: CARUSO, NICHOLAS W JUDITH 1/2 INT/ CARUSO, NICHOLAS V JENNIFER 1/2 INT |
| Legal Subdivision | CLEARWATER SUB |
| Legal Lot Number | 16 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 870811 |
Source: McHenry County records, as of June 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1917 STONE DR, MCHENRY, IL 60051-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2007 · Amount on Record |
| Deed Sale | May 21, 2007 · Amount on Record |
| Prior Sale | Apr 25, 2003 · Amount on Record |
| Deed Document Number | 200735373 |
| Last Transfer Date | May 30, 2017 |
| Transfer Doc | 0000019232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1917 STONE DR, MCHENRY, IL 60051-8828 |
| Document Number | 0000030562 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1917 STONE DR MCHENRY IL 600518828, MCHENRY, IL 60051-8828 |
| Document Number | 0000030562 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 30562 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 6, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 30, 2017 |
| Property Address | 1917 STONE DR, MCHENRY, IL 60051-8828 |
| Document Number | 0000019232 |
| Instrument Date | May 30, 2017 |
| Instrument | 19232 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1917 STONE DR MCHENRY IL 600518828, MCHENRY, IL 60051-8828 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $202,737 (+21.94%) Land $35,456 Building $167,281 | $608,211 (+21.94%) Land $106,368 Building $501,843 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $166,264 Land $29,077 Building $137,187 | $498,792 Land $87,231 Building $411,561 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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