1920 Stone Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1920 Stone Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,354 sqft · built 2004
Lot Size0.689 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Jul 2018)
Deeds & MortgagesJul 2018 Sale
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-08-376-014

Property Details

APN / Parcel Number

Primary APN15-08-376-014

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area3,354 sqft Living Area
Gross Area3,355 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialStone
Construction TypeFrame
Foundation TypeRaised
Lot Area30,056 sqft (0.689 acres)
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1920 STONE DR
CityMCHENRY
StateIL
Zip60051-8828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0025102 LT 6 CLEARWATER SUB
Legal Range09E
Legal Township44N
Legal Section08
Legal SubdivisionCLEARWATER
Legal Lot Number6
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1052
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1920 STONE DR, MCHENRY, IL 60051-8828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2018Warranty Deed, Transfer
CITYWIDE TITLE CORPORATION
Sep 2, 2017Deed of Trust, Mortgage · Line of Credit
LIBERTYVILLE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Prior SaleJun 21, 2004
Deed Document Number2018R0025102
Record UpdatedJun 7, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 25, 2018
Property Address1920 STONE DR, MCHENRY, IL 60051-8828
Document Number0000025102
Instrument DateJul 16, 2018
Instrument25102
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$705.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1920 STONE DR MCHENRY IL 600518828, MCHENRY, IL 60051-8828

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1920 STONE DR, MCHENRY, IL 60051-8828
Document Number0000034818
Instrument DateSep 2, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1920 STONE DR MCHENRY IL 600518828, MCHENRY, IL 60051-8828

Mortgage

Document Number0000034818
DateSep 20, 2017
Instrument34818
Lender
NameLIBERTYVILLE BK
TypeBank
AddressLIBERTYVILLE, IL 60048
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 19, 2037
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$187,218 Land $57,719 Building $129,499$561,654 Land $173,157 Building $388,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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