2013 Stone Dr, McHenry, IL 60051 Property Records

McHenry County property record for 2013 Stone Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,577 sqft · built 2008
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-376-002`

Property Details

APN / Parcel Number

Primary APN	`15-08-376-002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,577 sqft Living Area
Gross Area	4,227 sqft
Basement Area	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Garage Area	527 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2013 STONE DR
City	MCHENRY
State	IL
Zip	60051-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0048505 LT 20 CLEARWATER SUB
Legal Range	09E
Legal Township	44N
Legal Section	08
Legal Subdivision	CLEARWATER
Legal Lot Number	20
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1052
Census Tract	870811

Owner

Source: McHenry County records · APN 15-08-376-002

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2013 STONE DR, MCHENRY, IL 60051-8811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 02, 2019	Deed of Trust, Mortgage · Loan Assumption INLANTA MORTGAGE INC
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 23, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2021 · Amount on Record
Deed Sale	Sep 03, 2021 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2021R0048505
Record Updated	Jun 07, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 03, 2021
Property Address	2013 STONE DR, MCHENRY, IL 60051-8811
Document Number	0000048505
Map Reference	DOC 98R47866
Instrument Date	May 02, 2021
Instrument	2021R0048505
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2013 STONE DR, MCHENRY, IL 60051-8811

Mortgage

Document Number	0000048506
Date	Sep 03, 2021
Instrument	2021R0048506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2013 STONE DR, MCHENRY, IL 60051-8811
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012139
Date	May 02, 2019
Instrument	2019R0012139

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Interest

Rate	4.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2013 STONE DR, MCHENRY, IL 60051-8811
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030418
Date	Sep 16, 2019
Instrument	2019R0030418

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.01%
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 23, 2019
Property Address	2013 STONE DR, MCHENRY, IL 60051-8811
Document Number	0000022802
Instrument Date	Jul 03, 2019
Instrument	22802
Transaction Type	Transfer
Record Updated	Aug 06, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$598.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2013 STONE DR MCHENRY IL 600518811, MCHENRY, IL 60051-8811

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$120,293 Land $29,077 Building $91,216	$360,879 Land $87,231 Building $273,648

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 24 locations within half a mile of this property.

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