2005 Central St, Ferndale, MI 48220 Property Records

Oakland County property record for 2005 Central St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2008
Square Footage	1,223 sqft Living Area
Lot Size	4,661 sqft (0.107 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2008)
Tax Bill	$3,978.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-25-28-379-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,223 sqft Living Area
1st Floor	1,027 sqft 1st Floor
Basement Area	785 sqft Basement
Unfinished Basement	785 sqft Unfinished
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2008
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,661 sqft (0.107 acres)
Depth X Width	117 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	422 sqft Garage
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2005 CENTRAL ST
City	FERNDALE
State	MI
Zip	48220-1234
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 28 FERN-RIDGE SUB LOT 222
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	FERN-RIDGE SUB
Legal Lot Number	222
Jurisdiction	OAKLAND MI
Minor Civil Division	FERNDALE
Census Blockgroup	3
Census Block	3006
Census Tract	173200

Owner

Source: Oakland County records · APN 24-25-28-379-019

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2005 CENTRAL ST, FERNDALE, MI 48220-1234
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2008 · Amount on Record
Deed Sale	Sep 23, 2008 · Amount on Record
Prior Sale	May 07, 2008 · Amount on Record
Deed Doc Number	2008172047
Deed Book / Page	40609 / 192
Record Refreshed	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2005 CENTRAL ST, FERNDALE, MI 48220-1234
Document Number	0000062274
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2005 CENTRAL ST FERNDALE MI 482201234, FERNDALE, MI 48220-1234

Mortgage

Document Number	0000062274
Date	Apr 06, 2017
Book Page	050537/000228
Instrument	62274

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 05, 2032

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (-2.74%) Homeowner's exemption	$153,650 (+6.16%)	$307,300 (+6.16%)
2024	$4,090.00 (+5.93%)
2023		$144,740	$289,480
2021	$3,861.00