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2015 Central St, Ferndale, MI 48220 Property Records

Oakland County property record for 2015 Central St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1946
Square Footage1,116 sqft Living Area
Lot Size4,661 sqft (0.107 acres)
OccupancyOwner Occupied
Last Sale$236,000 (2025)
Tax Bill$3,450.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-25-28-379-018

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,116 sqft Living Area
1st Floor908 sqft 1st Floor
Basement Area786 sqft Basement
Unfinished Basement786 sqft Unfinished
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,661 sqft (0.107 acres)
Depth X Width117 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area400 sqft Garage
Porch Area123 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2015 CENTRAL ST
CityFERNDALE
StateMI
Zip48220-1234
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 28 FERN-RIDGE SUB LOT 223
Legal Range11E
Legal Township01N
Legal Section28
Legal SubdivisionFERN-RIDGE SUB
Legal Lot Number223
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup3
Census Block3006
Census Tract173200

Owner

Source: Oakland County records · APN 24-25-28-379-018

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3066 OAKHILL DR, TROY, MI 48084-1233
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleJul 11, 2007 · Amount on Record
Deed Doc Number2025143033
Deed Book / Page60698 / 147
Prior Transfer DateMay 23, 2013
Prior Transfer Doc0000044642
Record RefreshedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 13, 2025
Property Address2015 CENTRAL ST, FERNDALE, MI 48220-1234
Document Number20250143033
Book / Page60698 / 147
Map ReferenceLB 30 PG 8
Instrument DateOct 31, 2025
Instrument20250143033
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,770.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11133 SUGDEN LAKE RD, WHITE LAKE, MI 48386-3662

Transferred To (Grantee/Buyer)

NameVerified Name
Address3066 OAKHILL DR, TROY, MI 48084-1233

Mortgage

Document Number0060695115
DateNov 13, 2025
Instrument60695/115
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2015 CENTRAL ST, FERNDALE, MI 48220-1234
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013841
DateJan 23, 2017
Book Page50313/00511
Instrument013841
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2015 CENTRAL ST, FERNDALE, MI 48220-1234
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2015 CENTRAL ST, FERNDALE, MI 48220-1234

Mortgage

Document Number0000189235
DateSep 17, 2020
Book Page54845/329
Instrument189235
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,450.00 (-2.6%) Homeowner's exemption$126,150 (+1.08%)$252,300 (+1.08%)
2024$3,542.00 (+3.6%) Homeowner's exemption$124,800 (+5.8%)$249,600 (+5.8%)
2023$3,419.00 (+2.3%) Homeowner's exemption$117,960$235,920
2021$3,342.00

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