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1940 Central St, Ferndale, MI 48220 Property Records

Oakland County property record for 1940 Central St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 725 sqft · built 1912
Lot Size0.086 acres (3,746 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (May 2020)
Tax Bill$3,217 (2025)
Deeds & MortgagesApr 2021 Transfer
May 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-25-28-452-002

Property Details

APN / Parcel Number

Primary APN24-25-28-452-002
Alternative APN
  • 2528452002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area725 sqft Living Area
1st Floor Area724 sqft
Basement Area724 sqft
Unfinished Basement724 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,746 sqft (0.086 acres)
Lot Dimensions107 ft deep x 35 ft wide
PorchSlab
Porch Area97 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1940 CENTRAL ST
CityFERNDALE
StateMI
Zip48220-1244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 28 PINE-CREST SUB N 35 FT OF LOT 76
Legal Range11E
Legal Township01N
Legal Section28
Legal SubdivisionPINE-CREST SUB
Legal Lot Number76
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3010
Census Tract173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1940 CENTRAL ST, FERNDALE, MI 48220-1244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Intrafamily Transfer, Transfer
May 11, 2020Warranty Deed, Transfer
NOT AVAILABLE
Dec 14, 2018Quit Claim Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jun 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 22, 2017Warranty Deed, Transfer
TITLE SOURCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2020 · Amount on Record
Deed SaleMay 11, 2020 · Amount on Record
Prior SaleDec 23, 2009 · Amount on Record
Deed Document Number202091124
Deed Book / Page54188 / 677
Last Transfer DateApr 5, 2021
Transfer Doc0000107048
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 21, 2021
Property Address1940 CENTRAL ST, FERNDALE, MI 48220-1244
Document Number0000107048
Book / Page56109 / 591
Map ReferenceLB 20 PG 21
Instrument DateApr 5, 2021
Instrument107048
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1940 CENTRAL ST, FERNDALE, MI 48220-1244

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 11, 2020
Property Address1940 CENTRAL ST, FERNDALE, MI 48220-1244
Document Number0000091124
Book / Page054188 / 000677
Instrument DateApr 22, 2020
Instrument91124
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,015.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1132 LAKEPOINTE ST GROSSE POINTE PARK MI 482301320, GROSSE POINTE PARK, MI 48230-1320

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 14, 2018
Property Address1940 CENTRAL ST, FERNDALE, MI 48220-1244
Document Number0000200939
Book / Page52436 / 00817
Map ReferenceLB 20 PG 21
Instrument DateOct 15, 2018
Instrument200939
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyTITLE EXPRESS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5839 W MAPLE RD # RD109, 5839, WEST BLOOMFIELD, MI 48322-2278

Transferred To (Grantee/Buyer)

NameVerified Name
Address10344 LYONHEART LN, BLOOMINGTON, IL 61705-5359

Mortgage

Document Number0000200940
DateDec 14, 2018
Instrument200940
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2048

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJun 23, 2017
Property Address1940 CENTRAL ST, FERNDALE, MI 48220-1244
Document Number0000121040
Book / Page050798 / 000115
Instrument DateMay 11, 2017
Instrument121040
Transaction TypeTransfer
Record UpdatedJul 12, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5839 W MAPLE RD #109 WEST BLOOMFIELD MI 483222278, 109, WEST BLOOMFIELD, MI 48322-2278

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 22, 2017
Property Address1940 CENTRAL ST, FERNDALE, MI 48220-1244
Document Number0000052122
Book / Page050489 / 000680
Instrument DateMar 17, 2017
Instrument52122
Transaction TypeTransfer
Record UpdatedApr 27, 2017
Title CompanyTITLE SOURCE

Transaction

AmountAmount Recorded
Tax$739.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10344 LYONHEART LN BLOOMINGTON IL 617055359, BLOOMINGTON, IL 61705-5359

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,217.00 (-2.54%) Homeowner's exemption$89,740 (+52.75%)$179,480 (+52.75%)
2024$3,301.00 (+1.63%)
2023$58,750$117,500
2021$3,248.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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