Oakland County property record for 1947 Central St, Ferndale, MI 48220 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1946 |
| Square Footage | 999 sqft Living Area |
| Lot Size | 6,795 sqft (0.156 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $143,700 (2002) |
| Tax Bill | $3,363.00 (2025) |
| Primary APN | 24-25-28-383-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 999 sqft Living Area |
| 1st Floor | 787 sqft 1st Floor |
| Basement Area | 787 sqft Basement |
| Finished Basement | 787 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,795 sqft (0.156 acres) |
| Depth X Width | 170 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 335 sqft Garage |
| Deck Area | 141 sqft Deck |
| Patio Area | 141 sqft Patio |
| Porch Area | 32 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1947 CENTRAL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1226 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 28 FERN-RIDGE SUB LOT 220 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | FERN-RIDGE |
| Legal Lot Number | 220 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | FERNDALE |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 173200 |
Source: Oakland County records · APN 24-25-28-383-015
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1947 CENTRAL ST, FERNDALE, MI 48220-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 12, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FEDERAL HSNG COMMISSIONER |
| Feb 12, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2002 · Amount on Record |
| Deed Sale | Jan 14, 2002 · Amount on Record |
| Prior Transfer Date | Nov 20, 1991 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1947 CENTRAL ST, FERNDALE, MI 48220-1226 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1947 CENTRAL ST, FERNDALE, MI 48220-1226 |
| Document Number | 0000091592 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 56024/129 |
| Instrument | 91592 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1947 CENTRAL ST, FERNDALE, MI 48220-1226 |
| Document Number | 0000030784 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1947 CENTRAL ST FERNDALE MI 482201226, FERNDALE, MI 48220-1226 |
| Document Number | 0000030784 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 051586/000421 |
| Instrument | 30784 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Feb 25, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.29% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1947 CENTRAL ST, FERNDALE, MI 48220-1226 |
| Document Number | 0000030127 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1947 CENTRAL ST FERNDALE MI 482201226, FERNDALE, MI 48220-1226 |
| Document Number | 0000030127 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 051584/000187 |
| Instrument | 30127 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Feb 22, 2095 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,363.00 (-2.58%) Homeowner's exemption | $125,700 (+7.84%) | $251,400 (+7.84%) |
| 2024 | $3,452.00 (+6.02%) | ||
| 2023 | $116,560 | $233,120 | |
| 2021 | $3,256.00 |
1947 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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