Oakland County property record for 1954 Central St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 817 sqft · built 1924 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,677 (2025) |
| Deeds & Mortgages | Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-28-452-001 |
| Primary APN | 24-25-28-452-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 817 sqft Living Area |
| 1st Floor Area | 794 sqft |
| Basement Area | 794 sqft |
| Unfinished Basement | 794 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 107 ft deep x 58 ft wide |
| Garage Area | 491 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1954 CENTRAL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 28 PINE-CREST SUB LOT 77 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | PINE-CREST SUB |
| Legal Lot Number | 77 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 173200 |
1954 Central St is owned and occupied by an individual who acquired it in February 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1954 CENTRAL ST, FERNDALE, MI 48220-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 2, 2021 |
| Transfer Doc | 0000032356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 5, 2021 |
| Property Address | 1954 CENTRAL ST, FERNDALE, MI 48220-1244 |
| Document Number | 0000032356 |
| Book / Page | 55646 / 388 |
| Map Reference | LB 20 PG 21 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 32356 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 CENTRAL ST, FERNDALE, MI 48220-1244 |
The 2025 property tax bill for 1954 Central St was $2,677 with a homeowner's exemption, down 2.3% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,677.00 (-2.33%) Homeowner's exemption | $128,430 | $256,860 |
| 2024 | $2,741.00 | ||
| 2023 | $86,290 | $172,580 | |
| 2021 | $2,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1954 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1954 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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