2002 Phillips Ter, Unit 6, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2002 Phillips Ter, Unit 6, Annapolis, MD 21401

Property Summary

Property TypeCondominium
Details1,127 sqft · built 1996
Lot Size0.026 acres (1,127 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Jun 2026)
Tax Bill$2,897 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-961-90087016

Property Details

APN / Parcel Number

Primary APN02-961-90087016
Alternative APNs
  • 2-961-90087016
  • 96190087016

Interior

Units13 Units
Building Area1,127 sqft Living Area
1st Floor Area1,127 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Lot Area1,127 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number96190087016
Street Address2002 PHILLIPS TER, 6
CityANNAPOLIS
StateMD
Zip21401-8175
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR5
Legal DescriptionU 6 BLD 2 PH D WINDGATE GARDEN CONDO
Legal SubdivisionWINDGATE GARDEN CONDO
Legal PhaseD
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract702703

Owner

Source: Anne Arundel County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2002 PHILLIPS TER, 6, ANNAPOLIS, MD 21401-8175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON FIRST MORTGAGE
Jun 18, 2026Deed, Transfer · Conventional Mortgage
WASHINGTON FIRST MORTGAGE
Aug 29, 2017Grant Deed, Transfer
HOME/LAND TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleSep 10, 1996 · Amount on Record
Deed Document Number2026
Deed Book / Page42461 / 151
Prior Transfer DateJan 28, 2013
Prior Transfer Doc0256940261
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateJun 18, 2026
Property Address2002 PHILLIPS TER, 6, ANNAPOLIS, MD 21401-8175
Document Number4246000160
Book / Page42461 / 160
Instrument DateMay 14, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167

Mortgage

Document Number4246000160,
DateJun 18, 2026
Book Page42461/160
Lender
NameWASHINGTON FIRST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 18, 2026
Property Address2002 PHILLIPS TER, 6, ANNAPOLIS, MD 21401-8175
Document Number4246000151
Book / Page42461 / 151
Instrument DateMay 14, 2026
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$343,400.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 PHILLIPS TER, 6, ANNAPOLIS, MD 21401-8175
InvestorPossibly a Property Investor

Mortgage

Document Number4246000160,
DateJun 18, 2026
Book Page42461/160
Lender
NameWASHINGTON FIRST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateAug 29, 2017
Property Address2002 PHILLIPS TER UNIT 6, 6, ANNAPOLIS, MD 21401-8175
Document Number0313000171
Book / Page031300 / 000171
Instrument DateAug 17, 2017
Transaction TypeTransfer
Record UpdatedNov 1, 2017
Title CompanyHOME/LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 PHILLIP TERRACE ANNAPOLIS ANNAPOLIS MD 21401, ANNAPOLIS, MD 21401

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,897.00 (+3.87%)$264,800 (+9.3%) Land $132,400 Building $132,400$264,800 (-) Land $132,400 Building $132,400
2024$2,789.00 (+5.44%)
2023$2,645.00$242,267$264,800 Land $132,400 Building $132,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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