2002 Phillips Ter, Unit 2, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2002 Phillips Ter, Unit 2, Annapolis, MD 21401

Property Summary

Property Type	Condominium
Details	1,125 sqft · built 1996
Lot Size	0.025 acres (1,125 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Apr 2020)
Tax Bill	$2,640 (2023)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-961-90087012`

Property Details

APN / Parcel Number

Primary APN	`02-961-90087012`
Alternative APNs	`296190087012` `96190087012`

Interior

Building Area	1,125 sqft Total Area
1st Floor Area	1,125 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Condo/Apartment
Lot Area	1,125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	96190087012
Old Parcel Number	296190087012
Street Address	2002 PHILLIPS TER UNIT 2, 2
City	ANNAPOLIS
State	MD
Zip	21401-8175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Description	U 2 BLD 2 PH D 2002 PHILLIPS TER WINDGATE GARDEN CONDO
Legal Subdivision	WINDGATE CONDO
Legal Phase	D
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	702703

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2002 PHILLIPS TER UNIT 2, 2, ANNAPOLIS, MD 21401-8175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	May 2, 2006 · Amount on Record
Deed Document Number	0034460463
Deed Book / Page	34460 / 463
Record Updated	Jun 7, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 20, 2020
Property Address	2002 PHILLIPS TER UNIT 2, 2, ANNAPOLIS, MD 21401-8175
Document Number	0344600463
Book / Page	34460 / 463
Map Reference	MB 79FO34-36PLE-4134
Instrument Date	Apr 9, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LIBERTY T&E OF MD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2002 PHILLIPS TER UNIT 2, 2, ANNAPOLIS, MD 21401-8175

Mortgage

Document Number	3446471
Date	Apr 20, 2020
Instrument	3446/471

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,640.00	$241,833	$264,300 Land $132,100 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20