2002 Phillips Ter, Unit 7, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2002 Phillips Ter, Unit 7, Annapolis, MD 21401

Property Summary

Property TypeCondominium
Details1,117 sqft · built 1996
Lot Size0.026 acres (1,117 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jan 2019)
Tax Bill$2,764 (2024)
Deeds & MortgagesJul 2020 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-961-90087017

Property Details

APN / Parcel Number

Primary APN02-961-90087017
Alternative APNs
  • 2-961-90087017
  • 96190087017

Interior

Units13 Units
Building Area1,117 sqft Living Area
1st Floor Area1,117 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Lot Area1,117 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number96190087017
Street Address2002 PHILLIPS TER, 7
CityANNAPOLIS
StateMD
Zip21401-8176
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR5
Legal DescriptionU 7 BLD 2 PH D WINDGATE GARDEN CONDO
Legal SubdivisionWINDGATE GARDEN CONDO
Legal PhaseD
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract702703

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2002 PHILLIPS TER, 7, ANNAPOLIS, MD 21401-8176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
NASA FCU
Jan 4, 2019Deed, Transfer · FHA Mortgage
NASA FCU
May 15, 2017Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2019 · Amount on Record
Deed SaleJan 4, 2019 · Amount on Record
Prior SaleMay 27, 2005 · Amount on Record
Deed Book / Page32787 / 133
Prior Transfer DateNov 7, 2016
Prior Transfer Doc0304780290
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2002 PHILLIPS TER UNIT 7, 7, ANNAPOLIS, MD 21401-8176
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyCU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0348690225
DateJul 9, 2020
Book Page34869/225
Lender
NameNASA FCU
TypeCredit Union
AddressBOWIE, MD 20716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJan 4, 2019
Property Address2002 PHILLIPS TER UNIT 7, 7, ANNAPOLIS, MD 21401-8176
Document Number0327870133
Book / Page32787 / 133
Map ReferenceMB 79 FO 34-36
Instrument DateDec 26, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyPASSPORT TI8TLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 PHILLIPS TER UNIT 7, 7, ANNAPOLIS, MD 21401-8176

Mortgage

Document Number0032787140
DateJan 4, 2019
Instrument32787/140
Lender
NameNASA FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2002 PHILLIPS TER UNIT 7, 7, ANNAPOLIS, MD 21401-8176
Document Number0309790463
Book / Page030979 / 000463
Instrument DateMay 15, 2017
Transaction TypeMortgage
Record UpdatedOct 27, 2017
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2002 PHILLIPS TER #7 ANNAPOLIS MD 214018176, 7, ANNAPOLIS, MD 21401-8176

Mortgage

Document Number0309790463
DateMay 30, 2017
Book Page030979/000463
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 29, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$262,400 (+9.3%) Land $131,200 Building $131,200$262,400 (-) Land $131,200 Building $131,200
2024$2,764.00 (+5.46%)
2023$2,621.00$240,067$262,400 Land $131,200 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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