2002 Phillips Ter, Unit 10, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2002 Phillips Ter, Unit 10, Annapolis, MD 21401

Property Summary

Property Type	Condominium
Details	1,454 sqft · built 1996
Lot Size	0.026 acres (1,121 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,091 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-961-90087020`

Property Details

APN / Parcel Number

Primary APN	`02-961-90087020`
Alternative APNs	`2-961-90087020` `96190087020`

Interior

Units	13 Units
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	1,121 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	96190087020
Street Address	2002 PHILLIPS TER, 10
City	ANNAPOLIS
State	MD
Zip	21401-8176
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Description	U 10 BLD 2 PH D WINDGATE GARDEN CONDO
Legal Subdivision	WINDGATE GARDEN CONDO
Legal Phase	D
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	702703

Owner

Source: Anne Arundel County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	211 WINELAND WAY, STEVENSVILLE, MD 21666-3217
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2002
Deed Sale	Dec 31, 2002
Prior Sale	Feb 9, 1999
Deed Document Number	200218540
Deed Book / Page	12587 / 720
Last Transfer Date	Apr 21, 2025
Transfer Doc	0414530288
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2002 PHILLIPS TER UNIT 10, 10, ANNAPOLIS, MD 21401-8176
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INTERSTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 WINELAND WAY, STEVENSVILLE, MD 21666-3217

Mortgage

Document Number	0351620361
Date	Sep 3, 2020
Book Page	35162/361

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,800 (+7.15%) Land $145,400 Building $145,400	$290,800 (-) Land $145,400 Building $145,400
2024	$3,091.00 (+4.32%)
2023	$2,963.00	$271,400	$290,800 Land $145,400 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20