2002 Phillips Ter, Unit 1, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2002 Phillips Ter, Unit 1, Annapolis, MD 21401

Property Summary

Property TypeCondominium
Details1,121 sqft · built 1996
Lot Size0.025 acres (1,121 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (May 2020)
Tax Bill$2,631 (2023)
Deeds & MortgagesMay 2020 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-961-90087011

Property Details

APN / Parcel Number

Primary APN02-961-90087011
Alternative APNs
  • 296190087011
  • 96190087011

Interior

Building Area1,121 sqft Total Area
1st Floor Area1,121 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleCondo/Apartment
Lot Area1,121 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number96190087011
Old Parcel Number296190087011
Street Address2002 PHILLIPS TER UNIT 1, 1
CityANNAPOLIS
StateMD
Zip21401-8175
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR5
Legal DescriptionU 1 BLD 2 PH D 2002 PHILLIPS TER WINDGATE GARDEN CONDO
Legal SubdivisionWINDGATE CONDO
Legal PhaseD
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract702703

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2002 PHILLIPS TER UNIT 1, 1, ANNAPOLIS, MD 21401-8175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Grant Deed, Transfer
NAVY FCU
Jan 11, 2017Grant Deed, Transfer · Conventional with PMI
NFM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Prior SaleJan 11, 2017 · Amount on Record
Deed Document Number0034637247
Deed Book / Page34637 / 247
Record UpdatedJun 7, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateMay 27, 2020
Property Address2002 PHILLIPS TER UNIT 1, 1, ANNAPOLIS, MD 21401-8175
Document Number0346370247
Book / Page034637 / 000247
Instrument DateMay 22, 2020
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyBAY TITLE COMPANY, BAY TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 PHILLIPS TER ANNAPOLIS MD 214018174, ANNAPOLIS, MD 21401-8174

Mortgage

Document Number346370256
DateMay 27, 2020
Book Page034637/000256
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 11, 2017
Property Address2002 PHILLIPS TER UNIT 1, 1, ANNAPOLIS, MD 21401-8175
Document Number0305230266
Book / Page030523 / 000266
Instrument DateNov 14, 2016
Transaction TypeTransfer
Record UpdatedMar 30, 2017
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$209.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 PHILLIPS TER #1 ANNAPOLIS MD 214018175, 1, ANNAPOLIS, MD 21401-8175

Mortgage

Document Number305230274
DateJan 11, 2017
Book Page030523/000274
Lender
NameNFM
AddressLINTHICUM, MD 21090
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 10, 2032

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,631.00$241,000$263,400 Land $131,700 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Phillips Ter

Nearby Streets

Search Property Records by Address or Parcel Number