1504 E 38th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1504 E 38th St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.758 acres (33,018 sqft)
Owner2 Company Names on File
Last Sale$27,000 (Jul 2007)
Tax Bill$8,852 (2025)
Deeds & MortgagesMar 2024 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1110100025

Property Details

APN / Parcel Number

Primary APN1110100025
Alternative APNs
  • 117822
  • 58543

Exterior

Lot Area33,018 sqft (0.758 acres)

Location & Zoning

Account Number117822
Street Address1504 E 38TH ST
CitySTERLING
StateIL
Zip61081-9400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE - PHASE ILOT 19
Legal SubdivisionPRAIRIE RIDGE
Legal Phase1
Legal Lot Number19
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3011
Census Tract900

Owner

Source: Whiteside County records · APN 1110100025

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1504 E 38TH ST, STERLING, IL 61081-9400
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2024Deed, Transfer
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAUK VLY BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2007 · Amount on Record
Deed SaleJul 03, 2007 · Amount on Record
Prior SaleSep 20, 2006 · Amount on Record
Deed Document Number20076412-2007
Last Transfer DateMar 01, 2024
Transfer Doc0000000981
Record UpdatedSep 20, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionWHITESIDE IL
Recording DateMar 08, 2024
Property Address1504 E 38TH ST, STERLING, IL 61081-9400
Document Number0000000981
Instrument DateMar 01, 2024
Instrument2024-00981
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 E 38TH ST, STERLING, IL 61081-9400

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1504 E 38TH ST, STERLING, IL 61081-9400
Document Number0000002967
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1504 E 38TH ST STERLING IL 610819400, STERLING, IL 61081-9400

Mortgage

Document Number0000002967
DateMay 28, 2020
Instrument2967
Lender
NameSAUK VLY BK&TR
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 27, 2040

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,852.00 (+15.16%)$121,792 (+18.28%) Land $12,250 Building $109,542
2024$365,376 (+18.28%) Land $36,750 Building $328,626
2022$7,687.00 Additional exemption filed$102,968 Land $10,357 Building $92,611$308,904 Land $31,071 Building $277,833

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (2002)
Most Recent ClaimJun 2002, river or lake flooding

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, JAB Wireless, Computer Dynamics of NW Illinois. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 38th St

Nearby Streets

Search Property Records by Address or Parcel Number