Campbell County property record for 109 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,280 sqft · built 1994 |
| Owner | Individual Name on Record |
| Tax Bill | $4,987 (2025) |
| Deeds & Mortgages | Sep 2018 Sale Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-158.09 |
| Primary APN | 999-99-18-158.09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 275 ft deep x 125 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918158.09 |
|---|---|
| Street Address | 109 RIDGEPOINTE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SEC 1 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MOTIVE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 |
| Deed Sale | Sep 25, 2018 |
| Prior Sale | Sep 19, 2002 · Amount on Record |
| Deed Document Number | 5081258 |
| Deed Book / Page | D331 / 216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 25, 2018 |
| Property Address | 109 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091 |
| Document Number | 0005081258 |
| Book / Page | 000331 / 000216 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 5081258 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 RIDGEPOINTE DR COLD SPRING KY 410769091, COLD SPRING, KY 41076-9091 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 109 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091 |
| Document Number | 0005069736 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Title Company | COSMOPOLITAN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 109 RIDGEPOINTE DR COLD SPRING KY 410769091, COLD SPRING, KY 41076-9091 |
| Document Number | 0005069736 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 000951/000721 |
| Instrument | 5069736 |
| Name | MOTIVE LNDG |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2033 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,987.00 (+1.01%) | $411,500 (-) Land $75,000 Building $336,500 | $411,500 (-) Land $75,000 Building $336,500 |
| 2023 | $4,937.00 (+27.41%) | $411,500 (+32.74%) Land $75,000 Building $336,500 | $411,500 (+32.74%) Land $75,000 Building $336,500 |
| 2022 | $3,875.00 | $310,000 Land $25,000 Building $285,000 | $310,000 Land $25,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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