20 Willard Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 20 Willard Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,083 sqft · built 2007
Lot Size	4.47 acres (195,036 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2006)
Tax Bill	$12,816 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0061 B:00046B`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0061 B:00046B`
Alternative APN	`ABHM M:0061 B:00046B`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,083 sqft Living Area
Gross Area	6,907 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,036 sqft (4.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 WILLARD RD
City	ASHBURNHAM
State	MA
Zip	01430-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ASHBURNHAM
Legal Block	46B
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	5
Census Block	5007
Census Tract	700100

Owner

Source: Worcester County and Ashburnham Town records · APN ASHB M:0061 B:00046B

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 96, ASHBURNHAM, MA 01430-0096
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2006 · Amount on Record
Deed Sale	May 31, 2006 · Amount on Record
Deed Book / Page	6129 / 293
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Recording Date	Jul 28, 2026
Property Address	20 WILLARD RD, ASHBURNHAM, MA 01430-1429
Document Number	0000010202
Book / Page	11264 / 281
Instrument Date	Jul 09, 2026
Instrument	202610202
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WILLARD RD, ASHBURNHAM, MA 01430-1429

Mortgage

Document Number	0000010202,
Date	Jul 28, 2026
Book Page	11264/281
Instrument	202610202

Lender

Name	ROLLSTONE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,816.00 (+5.35%)	$861,900 (+11.59%) Land $65,300 Building $796,600	$729,695 (+4.11%)
2024	$12,165.00 (+4.42%)	$772,400 (+9.73%) Land $63,800 Building $708,600	$700,910
2023	$11,650.00	$703,900 Land $63,800 Building $640,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 116 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.