11 Willard Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 11 Willard Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 915 sqft · built 1951
Lot Size	0.907 acres (39,500 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2017)
Tax Bill	$4,793 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0061 B:000020`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0061 B:000020`
Alternative APN	`ABHM M:0061 B:000020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	915 sqft Living Area
Gross Area	2,957 sqft
1st Floor Area	1,272 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,500 sqft (0.907 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 WILLARD RD
City	ASHBURNHAM
State	MA
Zip	01430-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	5
Census Block	5005
Census Tract	700100

Owner

11 Willard Rd is owned and occupied by an individual who bought it in February 2017.

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11 WILLARD RD, ASHBURNHAM, MA 01430-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS CREDIT UNION
Mar 17, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ST MARYS CREDIT UNION
Feb 28, 2017	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Aug 29, 2008 · Amount on File
Deed Book / Page	8769 / 254
Transfer Doc	008769-254
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	11 WILLARD RD, ASHBURNHAM, MA 01430-1406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009914-284
Date	Mar 17, 2021
Book Page	9914/284
Instrument	5682

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	11 WILLARD RD, ASHBURNHAM, MA 01430-1406
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009914-267
Date	Mar 17, 2021
Book Page	9914/267
Instrument	5681

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Mar 17, 2021
Property Address	11 WILLARD RD, ASHBURNHAM, MA 01430-1406
Document Number	009914-265
Book / Page	9914 / 265
Instrument Date	Mar 12, 2021
Instrument	5680
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 WILLARD RD, ASHBURNHAM, MA 01430-1406

Mortgage

Document Number	009914-267
Date	Mar 17, 2021
Book Page	9914/267
Instrument	5681

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Feb 28, 2017
Property Address	11 WILLARD RD, ASHBURNHAM, MA 01430-1406
Document Number	8769-254
Book / Page	8769 / 254
Instrument	3450
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	87690256
Date	Feb 28, 2017
Instrument	08769/0256

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,793.00 (+1.85%)	$322,300 (+7.86%) Land $40,700 Building $281,600	$334,590 (+1.03%)
2024	$4,706.00 (-1.05%)	$298,800 (+3.97%) Land $40,700 Building $258,100	$331,170
2023	$4,756.00	$287,400 Land $40,700 Building $246,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Willard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Willard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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