Beaufort County property record for 20 Sandy Stream Dr, Bluffton, SC 29910 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,460 sqft · built 2021 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,232 (Nov 2021) |
| Tax Bill | $2,174 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242011369 |
| Primary APN | 242011369 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.189 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242011369 |
|---|---|
| Street Address | 20 SANDY STREAM DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-4420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4021 THE HERITAGE PH 4 PB154 PG104 |
| Legal Subdivision | HERITAGE @ NEW RIVERSIDE |
| Legal Phase | 4 |
| Legal Lot Number | 4021 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 2102 |
Source: Beaufort County records · APN 242011369
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20 SANDY STREAM DR, BLUFFTON, SC 29910-4420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 03, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU |
| Apr 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2021 · Amount on Record |
| Deed Sale | Nov 03, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2021 |
| Deed Document Number | 0040792462 |
| Deed Book / Page | 4079 / 2462 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 20 SANDY STREAM DR, BLUFFTON, SC 29910-4420 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000018067 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 4329/1484 |
| Instrument | 2024018067 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2044 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 03, 2021 |
| Property Address | 20 SANDY STREAM DR, BLUFFTON, SC 29910-4420 |
| Document Number | 0000077177 |
| Book / Page | 4079 / 2462 |
| Map Reference | MB 154 PG 104 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 2021077177 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 152 THUNDERBIRD DR STE 207, 207, RICHMOND HILL, GA 31324-3894 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 SANDY STREAM DR, BLUFFTON, SC 29910-4420 |
| Document Number | 0000077178 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2021077178 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 20, 2021 |
| Property Address | 20 SANDY STREAM DR, BLUFFTON, SC 29910-4420 |
| Document Number | 0000028248 |
| Book / Page | 4000 / 1962 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021028248 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 152 THUNDERBIRD DR STE 207, 207, RICHMOND HILL, GA 31324-3894 |
| Name | Verified Name |
|---|---|
| Address | 152 THUNDERBIRD DR STE 207, 207, RICHMOND HILL, GA 31324-3894 |
| Investor | Possibly a Property Investor |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,174.00 (-0.09%) | $12,420 (-2.73%) | |
| 2024 | $2,176.00 | $12,768 (-) Land $1,560 Building $11,208 | $319,200 (-) Land $39,000 Building $280,200 |
| 2023 | $2,176.00 (-56.05%) | $12,768 (+18.22%) Land $1,560 Building $11,208 | $319,200 (+18.22%) Land $39,000 Building $280,200 |
| 2022 | $4,951.00 | $10,800 Land $1,200 Building $9,600 | $270,000 Land $30,000 Building $240,000 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 666 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Cable One | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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