Erie County and Lancaster Town property record for 20 Lancaster Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,015 sqft · built 1957 |
| Lot Size | 0.297 acres (12,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Sep 2017) |
| Tax Bill | $5,336 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.11-19-13 |
| Primary APN | 145203 115.11-19-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| 1st Floor Area | 1,015 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,900 sqft (0.297 acres) |
| Lot Dimensions | 171 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 LANCASTER AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC10 1059 D 16TO 14 75 X 171.9 |
| Legal Block | 19 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14300 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 LANCASTER AVE, LANCASTER, NY 14086-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Sep 29, 2017 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on Record |
| Deed Sale | Sep 29, 2017 · Amount on Record |
| Prior Sale | May 19, 2014 · Amount on Record |
| Deed Document Number | 2017198596 |
| Deed Book / Page | 11319 / 5665 |
| Prior Transfer Date | May 16, 2014 |
| Prior Transfer Doc | 0112642093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 20 LANCASTER AVE, LANCASTER, NY 14086-2914 |
| Document Number | 0139670965 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 20 LANCASTER AVE LANCASTER NY 140862914, LANCASTER, NY 14086-2914 |
| Document Number | 0139670965 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 013967/000965 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 29, 2017 |
| Property Address | 20 LANCASTER AVE, LANCASTER, NY 14086-2914 |
| Document Number | 0113195665 |
| Book / Page | 011319 / 005665 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 219 GOULD AVE DEPEW NY 140433133, DEPEW, NY 14043-3133 |
| Document Number | 138296763 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 013829/006763 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,336.00 (+198.1%) | ||
| 2025 | $1,790.00 (-65.45%) | $155,000 (-) Land $44,700 Building $110,300 | $242,188 (+12.49%) Land $69,844 Building $172,344 |
| 2024 | $5,181.00 | $155,000 (-) Land $44,700 Building $110,300 | $215,300 (+4.16%) Land $62,090 Building $153,210 |
| 2023 | $155,000 Land $44,700 Building $110,300 | $206,700 Land $59,610 Building $147,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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