20 High St, Franklin, OH 45005 Property Records

Warren County property record for 20 High St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,516 sqft · built 1933
Lot Size	0.388 acres (18,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,600 (Aug 2023)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Mar 2025 Sale Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-455-006-0`

Property Details

APN / Parcel Number

Primary APN	`04-32-455-006-0`
Alternative APNs	`0432455006` `432455006` `2103745`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	405 sqft
Basement Area	220 sqft
Finished Basement	220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1958
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	18,032 sqft (0.388 acres)
Lot Dimensions	322 ft deep x 56 ft wide
Terrain	Rolling
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	196 sqft
Patio Area	135 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2103745
Street Address	20 HIGH ST
City	FRANKLIN
State	OH
Zip	45005-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT LOT 798-799PT
Legal Subdivision	OUT LOT
Legal Block	745
Legal Lot Number	798
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2011
Census Tract	32501

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HIGH ST, FRANKLIN, OH 45005-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY
Oct 2, 2023	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jan 4, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	202316289
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000021087
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 13, 2025
Property Address	20 HIGH ST, FRANKLIN, OH 45005-2216
Document Number	0000005530
Map Reference	MB 2 PG 17-37
Instrument Date	Mar 11, 2025
Instrument	2025-005530
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 HIGH ST, FRANKLIN, OH 45005-2216

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Oct 2, 2023
Property Address	20 HIGH ST, FRANKLIN, OH 45005-2216
Document Number	0000021087
Map Reference	MB 2 PG 17-37
Instrument Date	Sep 15, 2023
Instrument	2023-021087
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGH ST, FRANKLIN, OH 45005-2216

Mortgage

Document Number	0000021088
Date	Oct 2, 2023
Instrument	2023-021088

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000021089
Date	Oct 2, 2023
Instrument	2023-021089

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 7, 2023
Property Address	20 HIGH ST, FRANKLIN, OH 45005-2216
Document Number	0000016289
Map Reference	MB 2 PG 17-37
Instrument Date	Jul 25, 2023
Instrument	2023-016289
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 HIGH ST, FRANKLIN, OH 45005-2216

Mortgage

Document Number	0000016290
Date	Aug 7, 2023
Instrument	2023-016290

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000016291
Date	Aug 7, 2023
Instrument	2023-016291

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	CLEVELAND, OH 44130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Jan 4, 2018
Property Address	20 HIGH ST, FRANKLIN, OH 45005-2216
Document Number	0000000366
Map Reference	PB 2 PG 17 37
Instrument Date	Dec 28, 2017
Instrument	2018-000366
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGH ST, FRANKLIN, OH 45005-2216

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,967.00 (+9.28%)	$57,720 (+29.57%) Land $10,460 Building $47,260	$164,900 (+29.56%) Land $29,880 Building $135,020
2024	$2,715.00 (+16.17%)
2023	$2,337.00 (+15.29%) Homeowner's exemption	$44,548 (+11.58%) Land $5,929 Building $38,619
2022	$2,027.00 Homeowner's exemption	$39,925 Land $5,929 Building $33,996	$127,280 (+11.58%) Land $16,940 Building $110,340
2021			$114,070 Land $16,940 Building $97,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, AT&T, Verizon.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures