1995 Grotte Ave NE, Bemidji, MN 56601 Property Records

Beltrami County property record for 1995 Grotte Ave NE, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 2001
Lot Size	0.984 acres (42,876 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Sep 2023)
Tax Bill	$4,211 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2021 Mortgage
APN	`80.04465.00`

Property Details

APN / Parcel Number

Primary APN	`80.04465.00`

Interior

Building Area	1,626 sqft Living Area
Gross Area	1,620 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	42,876 sqft (0.984 acres)
Lot Dimensions	245 ft deep x 175 ft wide
Garage Area	1,460 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	1 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1995 GROTTE AVE NE
City	BEMIDJI
State	MN
Zip	56601-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-146 RANGE- 33 SAINT ONGE CHIPPEWA HEIGHTS #2 LOT- 22 BLOCK- 1
Legal Range	33
Legal Township	146
Legal Section	11
Legal Subdivision	SAINT ONGE CHIPPEWA HEIGHTS #2
Legal Block	1
Legal Lot Number	22
Jurisdiction	BELTRAMI MN
Township / Civil Division	BEMIDJI
Census Block Group	1
Census Block	1028
Census Tract	450705

Owner

1995 Grotte Ave NE is owned and occupied by two individuals who bought it in September 2023.

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1995 GROTTE AVE NE, BEMIDJI, MN 56601-4711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK USA
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	May 10, 2005 · Amount on File
Deed Document Number	20231580297
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Sep 19, 2023
Property Address	1995 GROTTE AVE NE, BEMIDJI, MN 56601-4711
Document Number	A000617929
Instrument Date	Sep 14, 2023
Instrument	A000617929
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	NOT AVAILABLE, SATHRE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1995 GROTTE AVE NE, BEMIDJI, MN 56601-4711

Mortgage

Document Number	A000617930
Date	Sep 19, 2023
Instrument	A000617930

Lender

Name	SECURITY BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	1995 GROTTE AVE NE, BEMIDJI, MN 56601-4711
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000599995
Date	Jun 23, 2021
Instrument	A000599995

Lender

Name	SECURITY BANK USA
Type	Bank
Address	BEMIDJI, MN 56601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 1995 Grotte Ave NE was $4,211, up 1.9% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
Municipality	Bemidji City
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,211.00 (+1.94%)	$350,000 (-) Land $34,700 Building $315,300	$350,000 (-) Land $34,700 Building $315,300
2025	$4,131.00 Homeowner's exemption	$350,000 Land $34,700 Building $315,300	$350,000 Land $34,700 Building $315,300
2023		$319,500 Land $26,800 Building $292,700	$319,500 Land $26,800 Building $292,700
2021	$3,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1995 Grotte Ave NE.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1995 Grotte Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000

May also be available: CenturyLink.

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