Beltrami County property record for 1835 Grotte Ave NE, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1979 |
| Lot Size | 1.05 acres (45,921 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,201 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Sep 2021 Mortgage + 2 more |
| APN | 80.04462.00 |
| Primary APN | 80.04462.00 |
|---|
| Building Area | 960 sqft Living Area |
|---|---|
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 45,921 sqft (1.05 acres) |
| Lot Dimensions | 287 ft deep x 160 ft wide |
| Garage Area | 672 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 1 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1835 GROTTE AVE NE |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-4776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-146 RANGE- 33 SAINT ONGE CHIPPEWA HEIGHTS #2 LOT- 19 BLOCK- 1 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 11 |
| Legal Subdivision | SAINT ONGE CHIPPEWA HEIGHTS #2 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 450705 |
Source: Beltrami County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1835 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Jan 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1835 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000635074 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | A000635074 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jan 20, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1835 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | ALLIED TITLE INSURANCE AGENCY INC, BLEND TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Document Number | A000602352 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | A000602352 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1835 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000584181 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | A000584181 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1835 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | , A000569679 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | A000569679 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,201.00 (+0.47%) | $275,500 (-) Land $33,200 Building $242,300 | $275,500 (-) Land $33,200 Building $242,300 |
| 2025 | $3,186.00 (+30.57%) Homeowner's exemption | $275,500 (+14.94%) Land $33,200 Building $242,300 | $275,500 (+14.94%) Land $33,200 Building $242,300 |
| 2023 | $239,700 Land $29,500 Building $210,200 | $239,700 Land $29,500 Building $210,200 | |
| 2021 | $2,440.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
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