Beltrami County property record for 1945 Grotte Ave NE, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft · built 2001 |
| Lot Size | 1.12 acres (49,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Jun 2019) |
| Tax Bill | $4,897 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2021 Line of Credit + 3 more |
| APN | 80.04464.00 |
| Primary APN | 80.04464.00 |
|---|
| Building Area | 1,740 sqft Living Area |
|---|---|
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 49,001 sqft (1.12 acres) |
| Lot Dimensions | 245 ft deep x 200 ft wide |
| Garage Area | 1,392 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1945 GROTTE AVE NE |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-4711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-146 RANGE- 33 SAINT ONGE CHIPPEWA HEIGHTS #2 LOT- 21 BLOCK- 1 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 11 |
| Legal Subdivision | SAINT ONGE CHIPPEWA HEIGHTS #2 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 450705 |
1945 Grotte Ave NE is owned and occupied by an individual who bought it in June 2019.
Source: Beltrami County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit BANK FORWARD |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit SECURITY BANK USA |
| Jul 2, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SECURITY BANK USA |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK USA |
| Jun 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on File |
| Deed Sale | Jun 11, 2019 · Amount on File |
| Prior Sale | Sep 18, 2014 · Amount on File |
| Deed Document Number | 2019580616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Document Number | A000620708 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | A000620708 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000601757 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | A000601757 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000581212 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | A000581212 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000591026 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | A000591026 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | MANKATO, MN 56001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Jun 11, 2019 |
| Property Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Document Number | A000580616 |
| Instrument Date | Jun 7, 2019 |
| Instrument | A000580616 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SATHRE TITLE AND ABSTRACT INC, SATHRE TTL ANS ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1945 GROTTE AVE NE, BEMIDJI, MN 56601-4711 |
| Document Number | A000580617 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | A000580617 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Sep 1, 2024 |
The 2026 property tax bill for 1945 Grotte Ave NE was $4,897, up 2.5% from the year before.
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,897.00 (+2.53%) | $400,700 (-) Land $36,200 Building $364,500 | $400,700 (-) Land $36,200 Building $364,500 |
| 2025 | $4,776.00 Homeowner's exemption | $400,700 Land $36,200 Building $364,500 | $400,700 Land $36,200 Building $364,500 |
| 2023 | $428,700 Land $38,800 Building $389,900 | $428,700 Land $38,800 Building $389,900 | |
| 2021 | $4,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1945 Grotte Ave NE.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1945 Grotte Ave NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
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