2085 Grotte Ave NE, Bemidji, MN 56601 Property Records

Beltrami County property record for 2085 Grotte Ave NE, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,344 sqft · built 2003
Lot Size1.14 acres (49,854 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Aug 2014)
Tax Bill$3,955 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Sep 2021 Mortgage
APN80.04467.00

Property Details

APN / Parcel Number

Primary APN80.04467.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area1,344 sqft Living Area
Basement Area1,300 sqft
Finished Basement1,300 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area49,854 sqft (1.14 acres)
Lot Width160 ft Width
Garage Area576 sqft
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2085 GROTTE AVE NE
CityBEMIDJI
StateMN
Zip56601-4728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-11 TWP-146 RANGE- 33 SAINT ONGE CHIPPEWA HEIGHTS #2 LOT- 24 BLOCK- 1
Legal Range33
Legal Township146
Legal Section11
Legal SubdivisionSAINT ONGE CHIPPEWA HEIGHTS #2
Legal Block1
Legal Lot Number24
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group1
Census Block1028
Census Tract450705

Owner

2085 Grotte Ave NE is owned and occupied by two individuals who bought it in August 2014.

Source: Beltrami County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address2085 GROTTE AVE NE, BEMIDJI, MN 56601-4728
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Line of Credit
MIDWEST BANK
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2014 · Amount on File
Deed SaleAug 19, 2014 · Amount on File
Prior SaleAug 28, 2008 · Amount on File
Deed Document Number2014541679
Prior Transfer DateJun 29, 2007
Prior Transfer Doc0000475466
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address2085 GROTTE AVE NE, BEMIDJI, MN 56601-4728
Transaction TypeMortgage
Record UpdatedJan 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000604902
DateDec 27, 2021
InstrumentA000604902
Lender
NameMIDWEST BANK
TypeBank
AddressDETROIT LAKES, MN 56501
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueDec 15, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address2085 GROTTE AVE NE, BEMIDJI, MN 56601-4728
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanySATHRE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2085 GROTTE AVE NE, BEMIDJI, MN 56601-4728

Mortgage

Document NumberA000602152
DateSep 13, 2021
InstrumentA000602152
Lender
NameMIDWEST BANK
TypeBank
AddressBEMIDJI, MN 56601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2085 Grotte Ave NE was $3,955, up 1.6% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,955.00 (+1.64%)$331,100 (-) Land $34,500 Building $296,600$331,100 (-) Land $34,500 Building $296,600
2025$3,891.00 Homeowner's exemption$331,100 Land $34,500 Building $296,600$331,100 Land $34,500 Building $296,600
2023$340,200 Land $33,200 Building $307,000$340,200 Land $33,200 Building $307,000
2021$3,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2085 Grotte Ave NE.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2085 Grotte Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Paul Bunyan Communications
Fiber
1,000 / 1,000

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