Beltrami County property record for 1885 Grotte Ave NE, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1,220 sqft · built 1994 |
| Lot Size | 1.31 acres (57,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2024) |
| Tax Bill | $4,933 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2022 Mortgage + 1 more |
| APN | 80.04463.00 |
| Primary APN | 80.04463.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,410 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 57,164 sqft (1.31 acres) |
| Lot Width | 215 ft Width |
| Garage Area | 628 sqft |
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1885 GROTTE AVE NE |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-4776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-146 RANGE- 33 SAINT ONGE CHIPPEWA HEIGHTS #2 LOT- 20 BLOCK- 1 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 11 |
| Legal Subdivision | SAINT ONGE CHIPPEWA HEIGHTS #2 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 450705 |
Source: Beltrami County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1885 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN NATIONAL BANK |
| Oct 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage WESTERN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2024 · Amount on File |
| Deed Sale | Aug 5, 2024 · Amount on File |
| Prior Sale | Oct 24, 2018 · Amount on File |
| Deed Document Number | 20241675270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1885 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1885 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Document Number | A000634655 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | A000634655 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 1885 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000612390 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | A000612390 |
| Name | WESTERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 15, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.55% |
| Max Rate At Change | 7.55% |
| Index | Other |
| Max Rate | 20.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Oct 24, 2018 |
| Property Address | 1885 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Document Number | A000575936 |
| Instrument Date | Oct 23, 2018 |
| Instrument | A000575936 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1885 GROTTE AVE NE, BEMIDJI, MN 56601-4776 |
| Document Number | A000575937 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | A000575937 |
| Name | WESTERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,933.00 (+2.62%) | $403,300 (-) Land $38,500 Building $364,800 | $403,300 (-) Land $38,500 Building $364,800 |
| 2025 | $4,807.00 (+7.01%) Homeowner's exemption | $403,300 (-3.1%) Land $38,500 Building $364,800 | $403,300 (-3.1%) Land $38,500 Building $364,800 |
| 2023 | $416,200 Land $32,300 Building $383,900 | $416,200 Land $32,300 Building $383,900 | |
| 2021 | $4,492.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
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