198 N Upas St, Escondido, CA 92025 Property Records

San Diego County property record for 198 N Upas St, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,435 sqft · built 2011
Lot Size	0.333 acres (14,501 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jun 2017)
Tax Bill	$7,696 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`232-170-33-00`

Property Details

APN / Parcel Number

Primary APN	`232-170-33-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,435 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	14,501 sqft (0.333 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	198 N UPAS ST
City	ESCONDIDO
State	CA
Zip	92025-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	PAR 2 TR PM19755
Legal Subdivision	CITY/ESCONDIDO
Legal Tract	1019755
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	20500

Owner

198 N Upas St is owned and occupied by two individuals who acquired it in September 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 N UPAS ST, ESCONDIDO, CA 92025-3944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Sep 20, 2019	Correction Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HM LNS
Dec 29, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO
Jun 29, 2017	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Document Number	2017294121
Last Transfer Date	Sep 13, 2019
Transfer Doc	0000415239
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	198 N UPAS ST, ESCONDIDO, CA 92025-3944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 N UPAS ST, ESCONDIDO, CA 92025-3944

Mortgage

Document Number	0000701484
Date	Nov 9, 2020
Instrument	2020-0701484

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2019
Property Address	198 N UPAS ST, ESCONDIDO, CA 92025-3944
Document Number	0000415239
Instrument Date	Sep 13, 2019
Instrument	415239
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	198 N UPAS ST ESCONDIDO CA 920253944, ESCONDIDO, CA 92025-3944

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	198 N UPAS ST, ESCONDIDO, CA 92025-3944
Document Number	0000415240
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	198 N UPAS ST ESCONDIDO CA 920253944, ESCONDIDO, CA 92025-3944

Mortgage

Document Number	0000415240
Date	Sep 20, 2019
Instrument	415240

Lender

Name	RATE RABBIT HM LNS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2034

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2017
Property Address	198 N UPAS ST, ESCONDIDO, CA 92025-3944
Document Number	0000613692
Instrument Date	Jun 27, 2017
Instrument	613692
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	27878 DOGWOOD GLN ESCONDIDO CA 920267326, ESCONDIDO, CA 92026-7326

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	198 N UPAS ST, ESCONDIDO, CA 92025-3944
Document Number	0000294121
Instrument Date	Jun 13, 2017
Instrument	294121
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	198 N UPAS ST ESCONDIDO CA 920253944, ESCONDIDO, CA 92025-3944

Mortgage

Document Number	294122
Date	Jun 29, 2017
Instrument	294122

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 198 N Upas St was $7,696.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$692,513 (+2%) Land $249,594 Building $442,919
2025	$7,696.00 Homeowner's exemption	$678,935 Land $244,700 Building $434,235
2023	$7,366.00 (+1.08%) Homeowner's exemption	$652,573 Land $235,199 Building $417,374
2022	$7,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 198 N Upas St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2017–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 N Upas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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