1979 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 1979 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 2021
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$230,700 (Jun 2021)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-14-28-600-011.001-013`

Property Details

APN / Parcel Number

Primary APN	`48-14-28-600-011.001-013`
Alternative APN	`00033002427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00033002427
Street Address	1979 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLEWOOD AT HUNTZINGER FARMS SEC 3 LOT 64 (0.162AC)
Legal Subdivision	MAPLEWOOD AT HUNTZINGER FARM SECTION 3
Legal Lot Number	64
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1021
Census Tract	11502

Owner

1979 Cold Springs Dr is owned and occupied by an individual who bought it in June 2021.

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1979 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jun 14, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VANDERBILT MTG & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Deed Document Number	202110920
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1979 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R13800
Date	Oct 2, 2023
Instrument	2023R13800

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2033

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jun 14, 2021
Property Address	1979 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Document Number	2021R10920
Map Reference	IN 2020R015609
Instrument Date	Jun 9, 2021
Instrument	2021R10920
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 COLD SPRINGS DR, PENDLETON, IN 46064-5511

Mortgage

Document Number	2021R10921
Date	Jun 14, 2021
Instrument	2021R10921

Lender

Name	VANDERBILT MTG & FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1979 Cold Springs Dr was $2,169 with a homeowner's exemption, down 2.3% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00 (-2.34%) Homeowner's exemption	$245,400 Land $37,200 Building $208,200	$245,400 Land $37,200 Building $208,200
2024	$2,221.00
2023		$204,700 (+0.84%) Land $35,400 Building $169,300	$204,700 (+0.84%) Land $35,400 Building $169,300
2022	$3,521.00	$203,000 Land $33,700 Building $169,300	$203,000 Land $33,700 Building $169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1979 Cold Springs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1979 Cold Springs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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