1992 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 1992 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,526 sqft · built 2016
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,200 (Sep 2016)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-3028-1-095`

Property Details

APN / Parcel Number

Primary APN	`34-3028-1-095`
Alternative APNs	`48-14-28-300-098.000-013` `00001218145`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,526 sqft Living Area
1st Floor Area	2,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001218145
Street Address	1992 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLEWOOD 0.2420ACRES STR: SECTION: 2 PLAT: IN: OUT:
Legal Subdivision	MAPLEWOOD HUNTZINGERFARM SEC
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1021
Census Tract	11502

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1992 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2016 · Amount on Record
Deed Sale	Sep 14, 2016 · Amount on Record
Deed Document Number	201612484
Last Transfer Date	Nov 18, 2016
Transfer Doc	2016R16186
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1992 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R02982
Date	Mar 5, 2024
Instrument	2024R02982

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1992 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R15625
Date	Nov 7, 2017
Instrument	2017R15625

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 23, 2027

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1992 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01878
Date	Feb 4, 2021
Instrument	2021R01878

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1992 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R08823
Date	May 14, 2021
Instrument	2021R08823

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,847.00 (+2.85%) Homeowner's exemption	$300,300 (+17.81%) Land $37,200 Building $263,100	$300,300 (+17.81%) Land $37,200 Building $263,100
2024	$2,768.00 (+9.28%)
2023		$254,900 (+0.63%) Land $35,400 Building $219,500	$254,900 (+0.63%) Land $35,400 Building $219,500
2022	$2,533.00 Homeowner's exemption	$253,300 Land $33,700 Building $219,600	$253,300 Land $33,700 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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