2031 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 2031 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,215 sqft · built 2017
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$306,700 (Jun 2020)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`34-3028-1-070`

Property Details

APN / Parcel Number

Primary APN	`34-3028-1-070`
Alternative APNs	`48-14-28-300-081.000-013` `00001218221`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,215 sqft Living Area
1st Floor Area	3,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	101 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001218221
Street Address	2031 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLEWOOD HUNTZINGER FARMS SEC 2 L 34 00000.1280A
Legal Subdivision	MAPLEWOOD HUNTZINGERFARM SEC
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1025
Census Tract	11502

Owner

2031 Cold Springs Dr is owned and occupied by an individual who bought it in June 2020.

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage HUD
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage ALLIED MORTGAGE GROUP INC
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jun 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
May 2, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
May 2, 2017	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	20207661
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00420
Date	Jan 9, 2024
Instrument	2024R00420

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04523
Date	Apr 4, 2019
Instrument	2019R04523

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2039

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R15317
Date	Sep 12, 2022
Instrument	2022R15317

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R14859
Date	Sep 2, 2022
Instrument	2022R14859

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R07662
Date	Jun 4, 2020
Instrument	2020R07662

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jun 4, 2020
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Document Number	2020R07661
Map Reference	INS 2006026238
Instrument Date	May 29, 2020
Instrument	2020R07661
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ROWLAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507

Mortgage

Document Number	2020R07662
Date	Jun 4, 2020
Instrument	2020R07662

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	May 2, 2017
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Document Number	2017R05794
Map Reference	IN 2006026238
Instrument Date	Apr 21, 2017
Instrument	2017R05794
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507

Mortgage

Document Number	2017R05795
Date	May 2, 2017
Instrument	2017R05795

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	May 2, 2017
Property Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507
Document Number	2017R05794
Map Reference	IN 2006026238
Instrument Date	Apr 21, 2017
Instrument	2017R05794
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 COLD SPRINGS DR, PENDLETON, IN 46064-5507

Tax Assessment & Valuation

The 2025 property tax bill for 2031 Cold Springs Dr was $3,360 with a homeowner's exemption, up 4.4% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (+4.38%) Homeowner's exemption	$351,600 Land $37,200 Building $314,400	$351,600 Land $37,200 Building $314,400
2024	$3,219.00
2023		$296,200 (-0.34%) Land $35,400 Building $260,800	$296,200 (-0.34%) Land $35,400 Building $260,800
2022	$2,972.00 Homeowner's exemption	$297,200 Land $33,700 Building $263,500	$297,200 Land $33,700 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2031 Cold Springs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2031 Cold Springs Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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