1980 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 1980 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,906 sqft · built 2021
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Last Sale	$272,300 (Jul 2021)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-14-28-600-011.035-013`

Property Details

APN / Parcel Number

Primary APN	`48-14-28-600-011.035-013`
Alternative APN	`00033002883`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	2,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00033002883
Street Address	1980 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLEWOOD AT HUNTZINGER FARM SEC 3 LOT 98 (0.171AC)
Legal Subdivision	MAPLEWOOD AT HUNTZINGER FARM SECTION 3
Legal Lot Number	98
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1021
Census Tract	11502

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1980 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 27, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MTG & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	202114148
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1980 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R15765
Date	Nov 12, 2025
Instrument	2025R15765

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jul 27, 2021
Property Address	1980 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Document Number	2021R14148
Map Reference	IN 2020R015609
Instrument Date	Jul 23, 2021
Instrument	2021R14148
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 COLD SPRINGS DR, PENDLETON, IN 46064-5511

Mortgage

Document Number	2021R14149
Date	Jul 27, 2021
Instrument	2021R14149

Lender

Name	VANDERBILT MTG & FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (+5%) Homeowner's exemption	$349,800 (+19.47%) Land $35,200 Building $314,600	$349,800 (+19.47%) Land $35,200 Building $314,600
2024	$3,183.00 (+9.31%)
2023		$292,800 (+0.55%) Land $33,500 Building $259,300	$292,800 (+0.55%) Land $33,500 Building $259,300
2022	$2,912.00	$291,200 Land $31,900 Building $259,300	$291,200 Land $31,900 Building $259,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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