1957 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 1957 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,111 sqft · built 2021
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,900 (Jul 2021)
Tax Bill	$3,234 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-14-28-600-011.003-013`

Property Details

APN / Parcel Number

Primary APN	`48-14-28-600-011.003-013`
Alternative APN	`00033002520`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,111 sqft Living Area
1st Floor Area	3,111 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00033002520
Street Address	1957 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLEWOOD AT HUNTZINGER FARM SEC 3 LOT 66 (0.163AC)
Legal Subdivision	MAPLEWOOD AT HUNTZINGER FARM SECTION 3
Legal Lot Number	66
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1021
Census Tract	11502

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1957 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Jul 19, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MTG & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	202113461
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1957 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R12202
Date	Aug 30, 2023
Instrument	2023R12202

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jul 19, 2021
Property Address	1957 COLD SPRINGS DR, PENDLETON, IN 46064-5511
Document Number	2021R13461
Map Reference	IN 2020R015609
Instrument Date	Jul 13, 2021
Instrument	2021R13461
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1957 COLD SPRINGS DR, PENDLETON, IN 46064-5511

Mortgage

Document Number	2021R13462
Date	Jul 19, 2021
Instrument	2021R13462

Lender

Name	VANDERBILT MTG & FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,234.00 (+0.12%) Homeowner's exemption	$357,300 (+20.22%) Land $37,200 Building $320,100	$357,300 (+20.22%) Land $37,200 Building $320,100
2024	$3,230.00 (+9.31%)
2023		$297,200 (+0.58%) Land $35,400 Building $261,800	$297,200 (+0.58%) Land $35,400 Building $261,800
2022	$2,955.00	$295,500 Land $33,700 Building $261,800	$295,500 Land $33,700 Building $261,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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