Clay County property record for 1978 Summit Ridge Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,553 sqft · built 2007 |
| Lot Size | 0.484 acres (21,100 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,565 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-26-014264-004-87 |
| Primary APN | 07-05-26-014264-004-87 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 4,553 sqft Heated Area |
| Gross Area | 5,836 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,100 sqft (0.484 acres) |
| Garage Area | 741 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 542 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1978 SUMMIT RIDGE RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 87 CYPRESS CREEK @ EAGLE HARBOR AS REC O R 2579 PG 703 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 07 |
| Legal Subdivision | CYPRESS CREEK |
| Legal Lot Number | 87 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1978 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 4, 2024 |
| Deed Sale | Jul 4, 2024 |
| Deed Document Number | 2005057390 |
| Deed Book / Page | 2579 / 0703 |
| Prior Transfer Date | Aug 12, 2005 |
| Prior Transfer Doc | 2005057390 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,565.00 (-13.42%) Homeowner's exemption Widower's exemption | $803,441 (+7.11%) Land $120,000 Building $683,441 | $803,441 (+7.11%) Land $120,000 Building $683,441 |
| 2023 | $13,357.00 (+11.63%) | $750,115 (+16.43%) Land $120,000 Building $630,115 | $750,115 (+16.43%) Land $120,000 Building $630,115 |
| 2022 | $11,965.00 | $644,244 Land $90,000 Building $554,244 | $644,244 Land $90,000 Building $554,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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