Tioga County and Nichols Town property record for 1956 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,675 sqft · built 1962 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Aug 2012) |
| Tax Bill | $5,049 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 160.00-1-4 |
| Primary APN | 492889 160.00-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,675 sqft Living Area |
| 1st Floor Area | 2,299 sqft |
| Basement Area | 376 sqft |
| Finished Basement | 376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 98,881 sqft (2.27 acres) |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 683 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000731 |
|---|---|
| Street Address | 1956 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1956 E RIVER RD, NICHOLS, NY 13812-2540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2012 · Amount on Record |
| Deed Sale | Aug 29, 2012 · Amount on Record |
| Deed Book / Page | 20184 / 8002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 1956 E RIVER RD, NICHOLS, NY 13812-2540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000004896 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 20210-00004896 |
| Name | INGERSOLL RAND FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2026 |
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Tioga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,049.00 (+0.92%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $5,003.00 (+216.05%) | $37,500 (-) Land $3,200 Building $34,300 | $215,765 (+20.83%) Land $18,412 Building $197,353 |
| 2023 | $37,500 Land $3,200 Building $34,300 | $178,571 Land $15,238 Building $163,333 | |
| 2019 | $1,583.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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