Tioga County and Nichols Town property record for 1860 E River Rd, Nichols, NY 13812
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,800 sqft · built 1900 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Sep 2020) |
| Tax Bill | $5,919 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 160.00-1-7.20 |
| Primary APN | 492889 160.00-1-7.20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| 2nd Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 444,312 sqft (10.2 acres) |
| Lot Dimensions | 660 ft deep x 711 ft wide |
| Garage Type | Attached |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 54 sqft |
| Shed | 1 Shed |
| Canopy | 112 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000970 |
|---|---|
| Street Address | 1860 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 7.020 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1860 E RIVER RD, NICHOLS, NY 13812-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Oct 3, 2002 · Amount on Record |
| Deed Document Number | 20203601 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Sep 21, 2020 |
| Property Address | 1860 E RIVER RD, NICHOLS, NY 13812-2538 |
| Document Number | 2020000003601 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 20200-00003601 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8581 TOWNSHIP ROAD 609, FREDERICKSBURG, OH 44627-8600 |
| Document Number | 20000003602 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 200-00003602 |
| Name | ANABAPTIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Tioga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,919.00 (+111.54%) | $60,000 (-) Land $8,000 Building $52,000 | $345,224 (+20.83%) Land $46,030 Building $299,194 |
| 2023 | $60,000 Land $8,000 Building $52,000 | $285,714 Land $38,095 Building $247,619 | |
| 2019 | $2,798.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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