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2007 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 2007 E River Rd, Nichols, NY 13812 · Last verified July 2026

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 5,330 sqft · built 1893
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2025)
Tax Bill$9,426 (2025)
Deeds & MortgagesJan 2010 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN492889 160.00-1-5.22

Property Details

APN / Parcel Number

Primary APN492889 160.00-1-5.22
Alternative APNs
  • 288916000000010050220000
  • 00000001412

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area5,330 sqft Living Area
1st Floor Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Exterior MaterialAluminum/Vinyl
Lot Area435,600 sqft (10 acres)
Garage TypeDetached
Garage Area672 sqft

Exterior Amenities

PorchPorch
Porch Area460 sqft
Shed1 Shed
Shed Area120 sqft
Canopy240 sqft
Greenhouse640 sqft
Pole BarnPole Barn
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000001412
Street Address2007 E RIVER RD
CityNICHOLS
StateNY
Zip13812-3201
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number5.022
JurisdictionTIOGA NY
Township / Civil DivisionNICHOLS
Census Block Group6
Census Block6006
Census Tract20600

Owner

Source: Tioga County and Nichols Town records · APN 492889 160.00-1-5.22

Assessment roll updated May 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 BEARDSLEE LN, OWEGO, NY 13827-2843
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2010Deed of Trust, Mortgage · FHA Mortgage
FIRST PIONEER FARM CREDIT
Oct 01, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
DALE J KERSTEN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2025 · Amount on Record
Deed SaleOct 01, 2025 · Amount on Record
Prior SaleOct 19, 2015 · Amount on Record
Deed Document Number20253542
Prior Transfer DateApr 10, 2009
Prior Transfer Doc1669007001
Record UpdatedSep 20, 2026

January 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address2007 E RIVER RD, NICHOLS, NY 13812-3201
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175313002
DateJan 14, 2010
Instrument0175313002
Lender
NameFIRST PIONEER FARM CREDIT
Agreement
TypeFHA Mortgage

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateOct 01, 2025
Property Address2007 E RIVER RD, NICHOLS, NY 13812-3201
Document Number202500003542
Instrument DateSep 30, 2025
Instrument2025-00003542
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13 BEARDSLEE LN, OWEGO, NY 13827-2843

Mortgage

Document Number202500003543
DateOct 01, 2025
Instrument2025-00003543
Lender
NameDALE J KERSTEN
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Tioga County and Nichols Town records · Assessment roll updated May 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionNichols Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,426.00 (+5.71%)$68,000 (-) Land $11,000 Building $57,000$391,254 (+5.87%) Land $63,291 Building $327,963
2024$8,917.00 (+183.35%)$68,000 (-) Land $11,000 Building $57,000$369,565 (+14.13%) Land $59,783 Building $309,782
2023$68,000 Land $11,000 Building $57,000$323,810 Land $52,381 Building $271,429
2019$3,147.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070206006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims46 (1979–2017)
Claims Outside the SFHA18 of 46
Most Recent ClaimJul 2017, river or lake flooding
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims
  • Severe Storms And Flooding, Jun 2006 · 16 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Zeta BroadbandFiber5,000 / 5,000
FiberSparkFiber2,000 / 2,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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