1950 Powder River Path, Elgin, IL 60123 Property Records

Kane County property record for 1950 Powder River Path, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,180 sqft · built 1981
Lot Size	0.242 acres (10,530 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Jul 2017)
Tax Bill	$8,294 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-481-026`

Property Details

APN / Parcel Number

Primary APN	`06-09-481-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	3,188 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,530 sqft (0.242 acres)
Lot Dimensions	130 ft deep x 81 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1950 POWDER RIVER PATH
City	ELGIN
State	IL
Zip	60123-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 44
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	44
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3030
Census Tract	851909

Owner

1950 Powder River Path is owned and occupied by two individuals who bought it in July 2017.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1950 POWDER RIVER PATH, ELGIN, IL 60123-2658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 25, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 20, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on File
Deed Sale	Jul 20, 2017 · Amount on File
Prior Sale	Nov 6, 2013 · Amount on File
Deed Document Number	201737421
Prior Transfer Date	Nov 16, 1994
Prior Transfer Doc	0000085925
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1950 POWDER RIVER PATH, ELGIN, IL 60123-2658
Document Number	0000033969
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1950 POWDER RIVER PATH ELGIN IL 601232658, ELGIN, IL 60123-2658

Mortgage

Document Number	0000033969
Date	Jun 26, 2020
Instrument	33969

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Jun 25, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1950 POWDER RIVER PATH, ELGIN, IL 60123-2658
Document Number	0000053139
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1950 POWDER RIVER PATH ELGIN IL 601232658, ELGIN, IL 60123-2658

Mortgage

Document Number	0000053139
Date	Oct 31, 2018
Instrument	53139

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 20, 2017
Property Address	1950 POWDER RIVER PATH, ELGIN, IL 60123-2658
Document Number	0000037421
Instrument Date	Jun 20, 2017
Instrument	37421
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2452 EMILY LN ELGIN IL 601248743, ELGIN, IL 60124-8743

Mortgage

Document Number	37422
Date	Jul 20, 2017
Instrument	37422

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1950 Powder River Path was $8,294 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,294.00 Homeowner's exemption	$116,717 (+8.57%) Land $34,594 Building $82,123	$350,291 (+8.57%) Land $103,824 Building $246,468
2024		$107,504 Land $31,863 Building $75,641	$322,641 Land $95,627 Building $227,014
2022	$7,158.00 (+4.48%) Homeowner's exemption	$88,559 (+6.96%) Land $26,248 Building $62,311	$265,677 (+6.96%) Land $78,744 Building $186,933
2021	$6,851.00 Homeowner's exemption	$82,796 Land $24,540 Building $58,256	$248,388 Land $73,620 Building $174,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1950 Powder River Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1950 Powder River Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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