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1990 Powder River Path, Elgin, IL 60123 Property Records

Kane County property record for 1990 Powder River Path, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,930 sqft · built 1983
Lot Size0.268 acres (11,657 sqft)
OwnerIndividual Name on File
Tax Bill$8,290 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-481-035

Property Details

APN / Parcel Number

Primary APN06-09-481-035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,930 sqft Living Area
Gross Area2,580 sqft
Basement Area650 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area11,657 sqft (0.268 acres)
Lot Width122 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1990 POWDER RIVER PATH
CityELGIN
StateIL
Zip60123-2657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 1 LOT 35
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number35
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3030
Census Tract851909

Owner

Source: Kane County records · APN 06-09-481-035

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1990 POWDER RIVER PATH, ELGIN, IL 60123-2657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
May 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 22, 2021
Transfer Doc0000010407
Record UpdatedSep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateFeb 08, 2021
Property Address1990 POWDER RIVER PATH, ELGIN, IL 60123-2657
Document Number0000010407
Instrument DateJan 22, 2021
Instrument2021K010407
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 POWDER RIVER PATH, ELGIN, IL 60123-2657

Mortgage

Document Number0000010408
DateFeb 08, 2021
Instrument2021K010408
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051
Interest
Rate2.87%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1990 POWDER RIVER PATH, ELGIN, IL 60123-2657
Document Number0000026280
Instrument DateMay 19, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1990 POWDER RIVER PATH ELGIN IL 601232657, ELGIN, IL 60123-2657

Mortgage

Document Number0000026280
DateJun 06, 2018
Instrument26280
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2048
Interest
Rate5.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,290.00 (+15.86%) Homeowner's exemption$116,667 (+8.57%) Land $34,594 Building $82,073$350,141 (+8.57%) Land $103,824 Building $246,318
2024$107,458 (+21.39%) Land $31,863 Building $75,595$322,503 (+21.44%) Land $95,627 Building $226,876
2022$7,155.00 (+4.48%) Homeowner's exemption$88,520 (+6.96%) Land $26,248 Building $62,272$265,560 (+6.96%) Land $78,744 Building $186,816
2021$6,848.00 Homeowner's exemption$82,760 Land $24,540 Building $58,220$248,280 Land $73,620 Building $174,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.

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