1920 Powder River Path, Elgin, IL 60123 Property Records

Kane County property record for 1920 Powder River Path, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1983
Lot Size	0.184 acres (8,034 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Feb 2021)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-481-023`

Property Details

APN / Parcel Number

Primary APN	`06-09-481-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	8,034 sqft (0.184 acres)
Lot Dimensions	103 ft deep x 78 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1920 POWDER RIVER PATH
City	ELGIN
State	IL
Zip	60123-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 47
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	47
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3030
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1920 POWDER RIVER PATH, ELGIN, IL 60123-2658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	20218390
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1920 POWDER RIVER PATH, ELGIN, IL 60123-2658
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006006
Date	Feb 13, 2026
Instrument	2026K006006

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 30, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1920 POWDER RIVER PATH, ELGIN, IL 60123-2658
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027673
Date	Apr 9, 2021
Instrument	2021K027673

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2021
Property Address	1920 POWDER RIVER PATH, ELGIN, IL 60123-2658
Document Number	0000008390
Instrument Date	Dec 8, 2020
Instrument	2021K008390
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 POWDER RIVER PATH, ELGIN, IL 60123-2658

Mortgage

Document Number	0000008391
Date	Feb 1, 2021
Instrument	2021K008391

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,961.00 (+15.84%) Homeowner's exemption	$99,243 (+8.57%) Land $34,594 Building $64,649	$297,848 (+8.57%) Land $103,824 Building $194,025
2024		$91,409 (+21.39%) Land $31,863 Building $59,546	$274,337 (+21.44%) Land $95,627 Building $178,709
2022	$6,009.00 (+4.6%) Homeowner's exemption	$75,300 (+6.96%) Land $26,248 Building $49,052	$225,900 (+6.96%) Land $78,744 Building $147,156
2021	$5,745.00 Homeowner's exemption	$70,400 Land $24,540 Building $45,860	$211,200 Land $73,620 Building $137,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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