1940 Powder River Path, Elgin, IL 60123 Property Records

Kane County property record for 1940 Powder River Path, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,680 sqft · built 1983
Lot Size	0.189 acres (8,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Nov 2024)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-481-025`

Property Details

APN / Parcel Number

Primary APN	`06-09-481-025`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	8,239 sqft (0.189 acres)
Lot Dimensions	107 ft deep x 77 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1940 POWDER RIVER PATH
City	ELGIN
State	IL
Zip	60123-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 45
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	45
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3030
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1940 POWDER RIVER PATH, ELGIN, IL 60123-2658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 14, 2024	Intrafamily Transfer, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORPORTION
Oct 18, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Document Number	202443262
Prior Transfer Date	Jun 11, 2022
Prior Transfer Doc	0000004899
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1940 POWDER RIVER PATH, ELGIN, IL 60123-2658
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023946
Date	Jul 17, 2023
Instrument	2023K023946

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2052

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 14, 2024
Property Address	1940 POWDER RIVER PATH, ELGIN, IL 60123-2658
Document Number	0000004899
Instrument Date	Jun 11, 2022
Instrument	2024K004899
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORPORTION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 POWDER RIVER PATH, ELGIN, IL 60123-2658

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1940 POWDER RIVER PATH, ELGIN, IL 60123-2658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054710
Date	Oct 18, 2017
Instrument	2017K054710

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,748.00 (+15.85%)	$96,457 (+8.57%) Land $34,594 Building $61,863	$289,487 (+8.57%) Land $103,824 Building $185,663
2024		$88,843 (+21.39%) Land $31,863 Building $56,980	$266,636 (+21.44%) Land $95,627 Building $171,008
2022	$5,825.00 (+4.6%) Homeowner's exemption	$73,186 (+6.96%) Land $26,248 Building $46,938	$219,558 (+6.96%) Land $78,744 Building $140,814
2021	$5,569.00 Homeowner's exemption	$68,424 Land $24,540 Building $43,884	$205,272 Land $73,620 Building $131,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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