1930 Powder River Path, Elgin, IL 60123 Property Records

Kane County property record for 1930 Powder River Path, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,428 sqft · built 1980
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Oct 2001)
Tax Bill	$7,230 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-481-024`

Property Details

APN / Parcel Number

Primary APN	`06-09-481-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	5 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,380 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	100 ft deep x 81 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1930 POWDER RIVER PATH
City	ELGIN
State	IL
Zip	60123-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 46
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	46
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3030
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1930 POWDER RIVER PATH, ELGIN, IL 60123-2658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2001 · Amount on Record
Deed Sale	Oct 19, 2001 · Amount on Record
Prior Sale	Sep 5, 2001 · Amount on Record
Deed Document Number	2001109573
Last Transfer Date	Feb 26, 2013
Transfer Doc	0000026492
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1930 POWDER RIVER PATH, ELGIN, IL 60123-2658
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049796
Date	Oct 18, 2019
Instrument	2019K049796

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1930 POWDER RIVER PATH, ELGIN, IL 60123-2658
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030330
Date	Apr 19, 2021
Instrument	2021K030330

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,230.00 (+15.85%) Homeowner's exemption	$102,773 (+8.57%) Land $34,594 Building $68,179	$308,442 (+8.57%) Land $103,824 Building $204,619
2024		$94,660 (+21.39%) Land $31,863 Building $62,797	$284,094 (+21.44%) Land $95,627 Building $188,466
2022	$6,241.00 (+4.57%) Homeowner's exemption	$77,978 (+6.96%) Land $26,248 Building $51,730	$233,934 (+6.96%) Land $78,744 Building $155,190
2021	$5,968.00 Homeowner's exemption	$72,904 Land $24,540 Building $48,364	$218,712 Land $73,620 Building $145,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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