Okaloosa County property record for 195 Durango Rd, Unit 3E, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1982 |
| Lot Size | 2.09 acres (91,336 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Dec 2025) |
| Tax Bill | $3,908 (2025) |
| Deeds & Mortgages | Dec 2025 Assignment Sep 2023 Assignment + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0327-5 |
| Primary APN | C56-000-591-0327-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 870 sqft Heated Area |
| Year Built | Built 1982 |
|---|---|
| Lot Area | 91,336 sqft |
| Street Address | 195 DURANGO RD UNIT 3E, 3E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3070 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SUN KING TOWERS PHASE I UNIT 3E BLDG 1 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | SUN KING TOWERS PH I |
| Legal Phase | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
195 Durango Rd, Unit 3E is owned by a company that bought it in December 2025.
Source: Okaloosa County records, as of December 23, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1192 MOUNT PISGAH RD, RINGGOLD, GA 30736-7626 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Assignment of Lease, Transfer NORTHEAST FL TITLE LLC, NORTHWEST FLORIDA T&E LLC |
| Sep 14, 2023 | Assignment of Lease, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Oct 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Deed Document Number | 0003787162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 4, 2025 |
| Property Address | 195 DURANGO RD UNIT 3E, 3E, DESTIN, FL 32541-3070 |
| Document Number | 0003787162 |
| Map Reference | MB 3691 PG 3366 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 3787162 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | NORTHEAST FL TITLE LLC, NORTHWEST FLORIDA T&E LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 S WEST ST, ALEXANDRIA, VA 22314-2824 |
| Name | Verified Name |
|---|---|
| Address | 1192 MOUNT PISGAH RD, RINGGOLD, GA 30736-7626 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 14, 2023 |
| Property Address | 195 DURANGO RD UNIT 3E, 3E, DESTIN, FL 32541-3070 |
| Document Number | 0036913366 |
| Book / Page | 3691 / 3366 |
| Map Reference | MB 1139 PG 1809 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 3647060 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,849.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 ZEVON CT, SPRING HILL, TN 37174-0018 |
| Name | Verified Name |
|---|---|
| Address | 7425 MARINER COVE DR, CORNELIUS, NC 28031-8655 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 195 DURANGO RD UNIT 3E, 3E, DESTIN, FL 32541-3070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033703459 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 3370/3459 |
| Instrument | 3237049 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 195 Durango Rd, Unit 3E was $3,908.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,908.00 | $330,000 Building $330,000 | $330,000 Building $330,000 |
| 2023 | $3,725.00 (+13.64%) | $330,000 (+2%) Building $330,000 | $330,000 (+2%) Building $330,000 |
| 2022 | $3,278.00 | $275,000 Building $275,000 | $275,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Durango Rd, Unit 3E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 195 Durango Rd, Unit 3E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures