Okaloosa County property record for 195 Durango Rd, Unit 3C, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1982 |
| Lot Size | 2 acres (91,336 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,737 (2025) |
| Deeds & Mortgages | Aug 2023 Assignment Oct 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0325-9 |
| Primary APN | C56-000-591-0325-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Units | 23 Units |
| Stories | 3 Stories |
| Building Area | 870 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Lot Area | 91,336 sqft (2 acres) |
| Community Room | Community Room |
| Street Address | 195 DURANGO RD, 3C |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3070 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SUN KING TOWERS PHASE I UNIT 3C BLDG 1 |
| Legal Subdivision | SUN KING TOWERS |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 3C |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
195 Durango Rd, Unit 3C is owner-occupied and held in a trust since April 2011.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 195 DURANGO RD, 3C, DESTIN, FL 32541-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Assignment of Sublease, Transfer · Conventional Mortgage EGLIN FCU |
| Oct 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 29, 2011 |
| Transfer Doc | 0035833624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Assignment of Sublease |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 21, 2023 |
| Property Address | 195 DURANGO RD UNIT 3C, 3C, DESTIN, FL 32541-3070 |
| Document Number | 0036883020 |
| Book / Page | 3688 / 3020 |
| Map Reference | MB 3 PG 43-47 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 3642607 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | NOT AVAILABLE, CLOSING AGCY EMERALD COAST L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10826 E FLINTLOCK DR, SUN LAKES, AZ 85248-9296 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1411, FORT WALTON BEACH, FL 32549-1411 |
| Document Number | 0036883025 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 3688/3025 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 29, 2021 |
| Property Address | 195 DURANGO RD UNIT 3C, 3C, DESTIN, FL 32541-3070 |
| Document Number | 0035833624 |
| Book / Page | 3583 / 3624 |
| Map Reference | MB 1139 PG 1809 |
| Instrument Date | Apr 29, 2011 |
| Instrument | 3501073 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10828 E FLINTLOCK DR, SUN LAKES, AZ 85248-9296 |
The 2025 property tax bill for 195 Durango Rd, Unit 3C was $4,737.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,737.00 | $400,000 Building $400,000 | $400,000 Building $400,000 |
| 2023 | $3,607.00 (+13.75%) | $330,000 (+2%) Building $330,000 | $330,000 (+2%) Building $330,000 |
| 2022 | $3,171.00 | $275,000 Building $275,000 | $275,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Durango Rd, Unit 3C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 195 Durango Rd, Unit 3C has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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