Okaloosa County property record for 195 Durango Rd, Unit 2E, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1982 |
| Lot Size | 2.09 acres (91,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jan 2024) |
| Tax Bill | $3,908 (2025) |
| Deeds & Mortgages | Jan 2024 Assignment Jan 2024 Assignment + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0322-6 |
| Primary APN | C56-000-591-0322-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 870 sqft Heated Area |
| Year Built | Built 1982 |
|---|---|
| Lot Area | 91,336 sqft |
| Street Address | 195 DURANGO RD UNIT 2E, 2E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3070 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SUN KING TOWERS PHASE I UNIT 2E BLDG 1 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | SUN KING TOWERS PH I |
| Legal Phase | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
195 Durango Rd, Unit 2E is owned by an individual who bought it in January 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 120 DAVIS WAY, ENTERPRISE, AL 36330-8678 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Assignment of Lease, Transfer AQUA TITLE SERVICES |
| Jan 26, 2024 | Assignment of Lease, Transfer AQUA TITLE SERVICES |
| May 26, 2017 | Deed of Trust, Mortgage · ARM FBT MORTGAGE LLC |
| Aug 10, 2020 | Grant Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on File |
| Deed Sale | Jan 26, 2024 · Amount on File |
| Deed Document Number | 3668065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 26, 2024 |
| Property Address | 195 DURANGO RD UNIT 2E, 2E, DESTIN, FL 32541-3070 |
| Document Number | 0003668065 |
| Map Reference | MB 1139 PG 1809 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3668065 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 BAYWINDS DR, DESTIN, FL 32541-3763 |
| Name | Verified Name |
|---|---|
| Address | 120 DAVIS WAY, ENTERPRISE, AL 36330-8678 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 26, 2024 |
| Property Address | 195 DURANGO RD UNIT 2E, 2E, DESTIN, FL 32541-3070 |
| Document Number | 0003668036 |
| Map Reference | MB 1139 PG 1809 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3668036 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | AQUA TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 BAYWINDS DR, DESTIN, FL 32541-3763 |
| Name | Verified Name |
|---|---|
| Address | 347 BAYWINDS DR, DESTIN, FL 32541-3763 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 195 DURANGO RD UNIT 2E, 2E, DESTIN, FL 32541-3070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033011116 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 3301/1116 |
| Instrument | 3137442 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN SPRINGS, MS 39564 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 1.06% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 10, 2020 |
| Property Address | 195 DURANGO RD UNIT 2E, 2E, DESTIN, FL 32541-3070 |
| Document Number | 0034821292 |
| Book / Page | 003482 / 001292 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 3380576 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 347 BAYWINDS DR DESTIN FL 325413763, DESTIN, FL 32541-3763 |
The 2025 property tax bill for 195 Durango Rd, Unit 2E was $3,908.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,908.00 | $330,000 Building $330,000 | $330,000 Building $330,000 |
| 2023 | $3,725.00 (+13.64%) | $330,000 (+2%) Building $330,000 | $330,000 (+2%) Building $330,000 |
| 2022 | $3,278.00 | $275,000 Building $275,000 | $275,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Durango Rd, Unit 2E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 195 Durango Rd, Unit 2E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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