195 Durango Rd, Unit 4C, Destin, FL 32541 Property Records

Okaloosa County property record for 195 Durango Rd, Unit 4C, Destin, FL 32541

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,428 sqft · built 1982
Lot Size2 acres (91,336 sqft)
OwnerCompany Name on File
Tax Bill$6,311 (2025)
Deeds & MortgagesJan 2019 Sale
Flood ZoneZone AE (high risk)
APNC56-000-591-0330-9

Property Details

APN / Parcel Number

Primary APNC56-000-591-0330-9
Alternative APNs
  • 00-2S-24-4559-0001-004C
  • 24S20045590001004C

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units23 Units
Stories4 Stories
Building Area1,428 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Lot Area91,336 sqft (2 acres)
Community RoomCommunity Room

Location & Zoning

Street Address195 DURANGO RD, 4C
CityDESTIN
StateFL
Zip32541-3070
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUN KING TOWERS PHASE I UNIT 4C BLDG 1
Legal SubdivisionSUN KING TOWERS
Legal Phase1
Legal Block1
Legal Lot Number4C
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

195 Durango Rd, Unit 4C is owned by a company that acquired it in January 2019.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordCompany Name on File
Mailing Address2715 E CHERRYVALE ST, SPRINGFIELD, MO 65804-5608
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 23, 2019
Transfer Doc0033832469
Record UpdatedJun 8, 2026

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJan 31, 2019
Property Address195 DURANGO RD UNIT 4C, 4C, DESTIN, FL 32541-3070
Document Number0033832469
Book / Page003383 / 002469
Instrument DateJan 23, 2019
Instrument3256153
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3041 S OAK AVE SPRINGFIELD MO 658044758, SPRINGFIELD, MO 65804-4758

Tax Assessment & Valuation

The 2025 property tax bill for 195 Durango Rd, Unit 4C was $6,311.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,311.00$540,000 Building $540,000$540,000 Building $540,000
2023$5,775.00 (+15.11%)$540,000 (+22.73%) Building $540,000$540,000 (+22.73%) Building $540,000
2022$5,017.00$440,000 Building $440,000$440,000 Building $440,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Durango Rd, Unit 4C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 195 Durango Rd, Unit 4C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on Durango Rd

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