Okaloosa County property record for 195 Durango Rd, Unit 3A, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,035 sqft · built 1982 |
| Lot Size | 2 acres (91,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Sep 2015) |
| Tax Bill | $2,957 (2025) |
| Deeds & Mortgages | May 2022 Assignment Aug 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0323-4 |
| Primary APN | C56-000-591-0323-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 23 Units |
| Stories | 3 Stories |
| Building Area | 1,035 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Lot Area | 91,336 sqft (2 acres) |
| Community Room | Community Room |
| Street Address | 195 DURANGO RD, 3A |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3070 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SUN KING TOWERS PHASE I UNIT 3A BLDG 1 |
| Legal Subdivision | SUN KING TOWERS |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 3A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
195 Durango Rd, Unit 3A is owned and occupied by two individuals who bought it in September 2015.
Source: Okaloosa County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Assignment of Sublease, Transfer VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Aug 19, 2021 | Lease, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2015 · Amount on File |
| Deed Sale | Sep 2, 2015 · Amount on File |
| Deed Document Number | 20153019774 |
| Deed Book / Page | 3215 / 930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Assignment of Sublease |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 24, 2022 |
| Property Address | 195 DURANGO RD UNIT 3A, 3A, DESTIN, FL 32541-3070 |
| Document Number | 0036233985 |
| Book / Page | 3623 / 3985 |
| Map Reference | MB 1139 PG 1809 |
| Instrument Date | May 24, 2022 |
| Instrument | 3552532 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,535.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 JULIA CIRCLE ST, 340, ST PETE BEACH, FL 33706 |
| Name | Verified Name |
|---|---|
| Address | 195 DURANGO RD UNIT 3A, 3A, DESTIN, FL 32541-3070 |
| Document Type | Lease |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 19, 2021 |
| Property Address | 195 DURANGO RD UNIT 3A, 3A, DESTIN, FL 32541-3070 |
| Document Number | 0035681436 |
| Book / Page | 3568 / 1436 |
| Map Reference | MB 2 PG 136 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 3481838 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 N JULIA CIR, 340, ST PETE BEACH, FL 33706-2715 |
| Name | Verified Name |
|---|---|
| Address | 340 N JULIA CIR, ST PETE BEACH, FL 33706-2715 |
The 2025 property tax bill for 195 Durango Rd, Unit 3A was $2,957 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,957.00 Homeowner's exemption | $288,748 | $395,600 Building $395,600 |
| 2023 | $2,794.00 (-25.01%) Homeowner's exemption | $272,437 (-11.89%) | $395,600 (+27.94%) Building $395,600 |
| 2022 | $3,726.00 | $309,200 Building $309,200 | $309,200 Building $309,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Durango Rd, Unit 3A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 195 Durango Rd, Unit 3A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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