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1922 Cherring Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1922 Cherring Ln, Charlotte, NC 28262 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,732 sqft · built 1985
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$157,000 (Feb 2017)
Tax Bill$2,391 (2025)
Deeds & MortgagesSep 2022 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN051-231-45

Property Details

APN / Parcel Number

Primary APN051-231-45

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,732 sqft Living Area
1st Floor Area1,732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1999
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
PorchSlab
Porch Area28 sqft
Deck Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1922 CHERRING LN
CityCHARLOTTE
StateNC
Zip28262-2679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL45 B1 M20-734
Legal SubdivisionCHERRING LANE
Legal Block1
Legal Lot Number45
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5610

Owner

Source: Mecklenburg County records · APN 051-231-45

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1922 CHERRING LN, CHARLOTTE, NC 28262-2679
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Mar 04, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MORTGAGE CO
Jan 15, 2018Loan Modification, Mortgage · Conventional with PMI
GUILD MTG
Feb 28, 2017Warranty Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2017 · Amount on Record
Deed SaleFeb 28, 2017 · Amount on Record
Prior SaleNov 22, 2013 · Amount on Record
Deed Document Number201725987
Deed Book / Page31601 / 478
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1922 CHERRING LN, CHARLOTTE, NC 28262-2679
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133239
DateSep 21, 2022
Book Page37658/577
Instrument2022133239
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1922 CHERRING LN, CHARLOTTE, NC 28262-2679
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030967
DateMar 04, 2020
Book Page34340/669
Instrument2020030967
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address1922 CHERRING LN, CHARLOTTE, NC 28262-2679
Document Number0000149865
Instrument DateJan 15, 2018
Transaction TypeMortgage
Record UpdatedJan 08, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1922 CHERRING LN CHARLOTTE NC 282622679, CHARLOTTE, NC 28262-2679

Mortgage

Document Number0000149865
DateDec 04, 2018
Book Page033148/000769
Instrument149865
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92196-5304
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 03, 2048
Interest
Rate TypeFixed Rate
Rate5.37%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 28, 2017
Property Address1922 CHERRING LN, CHARLOTTE, NC 28262-2679
Document Number0000025987
Book / Page31601 / 478
Map ReferenceMB20 PG734
Instrument DateFeb 28, 2017
Instrument2017025987
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$314.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2232 STALLINGS RD, 2232, MATTHEWS, NC 28104-4298

Transferred To (Grantee/Buyer)

NameVerified Name
Address1922 CHERRING LN, CHARLOTTE, NC 28262-2679

Mortgage

Document Number0000025988
DateFeb 28, 2017
Instrument2017025988
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,391.00$289,100 Land $54,000 Building $235,100$289,100 Land $54,000 Building $235,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190056102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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