1914 Cherring Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1914 Cherring Ln, Charlotte, NC 28262 · Last verified July 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1985
Lot Size	0.286 acres (12,492 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jul 2023)
Tax Bill	$2,628 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-231-46`

Property Details

APN / Parcel Number

Primary APN	`051-231-46`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Heated Area
Gross Area	1,918 sqft
1st Floor Area	1,436 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,492 sqft (0.286 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	20 sqft
Deck Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	051-231-46
Street Address	1914 CHERRING LN
City	CHARLOTTE
State	NC
Zip	28262-2679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P46 B1 M20-734
Legal Subdivision	WEXFORD 01
Legal Block	1
Legal Lot Number	46
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	5610

Owner

Source: Mecklenburg County records · APN 051-231-46

Assessment roll updated January 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1914 CHERRING LN, CHARLOTTE, NC 28262-2679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2023 · Amount on Record
Deed Sale	Jul 06, 2023 · Amount on Record
Prior Sale	Nov 22, 1999
Deed Document Number	2023063748
Deed Book / Page	38233 / 691
Record Updated	Jun 07, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 06, 2023
Property Address	1914 CHERRING LN, CHARLOTTE, NC 28262-2679
Document Number	0000063748
Book / Page	38233 / 691
Map Reference	MB 20 PG 734
Instrument Date	Jul 06, 2023
Instrument	2023063748
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14557 ADINA LN, FORT MYERS, FL 33905-5728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 CHERRING LN, CHARLOTTE, NC 28262-2679

Mortgage

Document Number	0000063749
Date	Jul 06, 2023
Instrument	2023063749

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 05, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 05, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Max Rate	12%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified July 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,628.00	$272,400 Land $54,000 Building $218,400	$272,400 Land $54,000 Building $218,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190056102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force 2 of 3 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.