Mecklenburg County property record for 1902 Cherring Ln, Charlotte, NC 28262 · Last verified June 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 1985 |
| Lot Size | 0.394 acres (17,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 2020) |
| Tax Bill | $2,786 (2023) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-231-48 |
| Primary APN | 051-231-48 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 962 sqft |
| Upper Floors Area | 518 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 17,186 sqft (0.394 acres) |
| Garage Area | 784 sqft |
| Deck Area | 370 sqft |
| Patio Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 051-231-48 |
|---|---|
| Street Address | 1902 CHERRING LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28262-2679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L48 B1 M20-734 |
| Legal Subdivision | WEXFORD 01 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5610 |
Source: Mecklenburg County records · APN 051-231-48
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1902 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 27, 2020 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Sep 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Sep 09, 2019 · Amount on Record |
| Deed Document Number | 0035233736 |
| Deed Book / Page | 35233 / 736 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1902 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1902 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Document Number | 0000005715 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 38593/250 |
| Instrument | 2024005715 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 27, 2020 |
| Property Address | 1902 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Document Number | 0000178490 |
| Book / Page | 35233 / 736 |
| Map Reference | MB 20 PG 734 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2020178490 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 PINE CLIFF LN, 112, MOORESVILLE, NC 28117-3518 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1902 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Document Number | 0000178491 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020178491 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 09, 2019 |
| Property Address | 1902 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Document Number | 0000118565 |
| Book / Page | 33831 / 801 |
| Map Reference | MB 20 PG 734 |
| Instrument Date | Sep 09, 2019 |
| Instrument | 2019118565 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4475 MARION DR, 4475, TERRELL, NC 28682-9782 |
| Name | Verified Name |
|---|---|
| Address | 112 PINE CLIFF LN, MOORESVILLE, NC 28117-3518 |
| Document Number | 0000118566 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 2019118566 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190056102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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