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1903 Cherring Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1903 Cherring Ln, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,536 sqft · built 1985
Lot Size0.474 acres (20,663 sqft)
OwnerIndividual Name on File
Last Sale$116,000 (Sep 2009)
Tax Bill$2,539 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN051-231-49

Property Details

APN / Parcel Number

Primary APN051-231-49

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Heated Area
Gross Area1,917 sqft
1st Floor Area768 sqft
Upper Floors Area768 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area20,663 sqft (0.474 acres)

Exterior Amenities

PorchPorch
Porch Area99 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number051-231-49
Street Address1903 CHERRING LN
CityCHARLOTTE
StateNC
Zip28262-2679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL49 B1 M20-734
Legal SubdivisionWEXFORD
Legal Block1
Legal Lot Number49
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5610

Owner

Source: Mecklenburg County assessment roll, APN 051-231-49, as of January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1903 CHERRING LN, CHARLOTTE, NC 28262-2679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2009 · Amount on Record
Deed SaleSep 03, 2009 · Amount on Record
Prior SaleSep 03, 2009 · Amount on Record
Deed Document Number0000126274
Deed Book / Page25062 / 0701
Last Transfer DateMar 30, 2016
Transfer Doc0000035824
Record UpdatedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1903 CHERRING LN, CHARLOTTE, NC 28262-2679
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030317
DateFeb 17, 2021
Book Page35682/80
Instrument2021030317
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1903 CHERRING LN, CHARLOTTE, NC 28262-2679
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145630
DateNov 21, 2018
Book Page33126/119
Instrument2018145630
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll as of January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190056102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 228 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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